Port Clinton, OH—43452
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Port Clinton, OH
As of Oct '25, the median home price in Port Clinton, OH is $273,000, with a year-over-year change of 0.7%. This indicates that home prices in Port Clinton, OH are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $273,000 | 0.7% |
| Single Family | $269,000 | 0.0% |
| Condos | $287,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $230,000 | 3.1% |
2 Bed | $297,000 | 0.7% |
3 Bed | $328,000 | 1.2% |
4 Bed | $420,000 | 2.7% |
| 5 Bed | $612,000 | 2.2% |
% of Housing Stock
Rental Trends — Port Clinton, OH
As of July '25, Rentcast reports the average rent in Port Clinton, OH is $1,830, with a year-over-year rent change of 0.5%. Per bedroom, the median rent as of July '25 in Port Clinton, OH is studios: $2,500, 1-bedrooms: $825, 2-bedrooms: $2,500, 3-bedrooms: $1,500. The most common rental property sizes in Port Clinton, OH are 2-bedroom and 3-bedroom, accounting for 49.9% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,830 |
| Studio Rent | $2,500 | $2,500 |
| 1 Bed Rent | $825 | $825 |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Port Clinton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Port Clinton, OH is 54. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $420,000 | -19.0% |
Listing Count | 139 | 46.0% |
| Listings as % of Homes | 0.4% | 46.0% |
Days on Market | 54 | -10.0% |
Demographics — Port Clinton, OH
As of the latest ACS Survey released in 2023, Port Clinton, OH has a population of 14,100, which has increased by 2.8% over the past 5 years. Port Clinton, OH is a moderately popular place for families, as children make up 15.1% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,100 | 2.8% |
% Under 18 | 15.1% | -16.1% |
% Seniors | 32.4% | 32.2% |
% WFH | 7.6% | 90.0% |
% w/ College Degree | 28.2% | 20.5% |
As of the latest ACS Survey released in 2023, Port Clinton, OH is a predominantly white area, with 90.5% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Port Clinton, OH is hispanic, making up 5.0% of the population. Foreign-born residents account for 0.6% of the population in Port Clinton, OH, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | 0.0% |
% Black | 2.3% | 0.0% |
% Hispanic | 5.0% | -5.7% |
% Asian | 0.3% | 200.0% |
% Foreign Born | 0.6% | -33.3% |
Mortgage and Risk — Port Clinton, OH
According to HUD data as of 2023, there were 321 mortgage originations in Port Clinton, OH, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Port Clinton, OH. Investor activity is low, as 4.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 321 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 4.0% |
% Second Loans | 22.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Port Clinton, OH
Port Clinton, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 273 |
Total Units Section 8 | 263 |
% Rentals under Section 8 | 18.3% |
% Occupied Section 8 | 78.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$85 | $825 | $740 |
| 2 Bedroom | -$1,530 | $2,500 | $970 |
| 3 Bedroom | -$330 | $1,500 | $1,170 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Port Clinton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $273,000 |
| Median Household Income | $63,800 |