South Toledo, Toledo, OH43614

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$193,000
4.7% YoY Growth
Median Household Income
$57,300
21.2% 5-Year Growth
Days on Market
31
4.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$849
15.3% YoY Growth
1-Bed Rent
$700
2.0% YoY Growth
2-Bed Rent
$950
6.1% YoY Growth
3-Bed Rent
$1,350
6.9% YoY Growth

Property Listings — South Toledo, Toledo, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in South Toledo, Toledo, OH is 31. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$233,0009.0%
Listing Count
7923.0%
Listings as % of Homes0.4%23.0%
Days on Market
314.0%
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Demographics — South Toledo, Toledo, OH

As of the latest ACS Survey released in 2023, South Toledo, Toledo, OH has a population of 29,400, which has decreased by -7.0% over the past 5 years. South Toledo, Toledo, OH is a moderately popular place for families, as children make up 20.1% of the population. The area has a moderately educated workforce, with 31.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,400-7.0%
% Under 18
20.1%-2.4%
% Seniors
19.9%7.0%
% WFH
7.6%261.9%
% w/ College Degree
31.7%7.1%
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As of the latest ACS Survey released in 2023, South Toledo, Toledo, OH is a predominantly white area, with 66.6% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in South Toledo, Toledo, OH is black, making up 21.4% of the population. Foreign-born residents account for 3.2% of the population in South Toledo, Toledo, OH, and this percentage has decreased by 31.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.6%-8.3%
% Black
21.4%28.1%
% Hispanic
7.5%29.3%
% Asian
1.7%-32.0%
% Foreign Born
3.2%-31.9%
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Mortgage and Risk — South Toledo, Toledo, OH

According to HUD data as of 2023, there were 610 mortgage originations in South Toledo, Toledo, OH, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in South Toledo, Toledo, OH. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
610
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — South Toledo, Toledo, OH

As of 2024, the percent of homes in South Toledo, Toledo, OH under the Section 8 program is 15.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in South Toledo, Toledo, OH, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,229
Total Units Section 8
917
% Rentals under Section 8
15.4%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$60$700$760
2 Bedroom$50$950$1,000
3 Bedroom-$50$1,350$1,300
4 Bedroom$385$975$1,360

Affordability — South Toledo, Toledo, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$193,000
Median Household Income$57,300

South Toledo, Toledo, OH — ZIP Code Boundary Map

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Frequently Asked Questions