Rayland, OH—43943
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rayland, OH
Home Price Trends — Rayland, OH
As of Oct '25, the median home price in Rayland, OH is $118,000, with a year-over-year change of 0.2%. This indicates that home prices in Rayland, OH are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $118,000 | 0.2% |
| Single Family | $118,000 | -1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $92,000 | -2.1% |
3 Bed | $161,000 | 2.5% |
4 Bed | $173,000 | 5.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rayland, OH
As of July '25, Rentcast reports the average rent in Rayland, OH is $900, with a year-over-year rent change of -5.1%. Per bedroom, the median rent as of July '25 in Rayland, OH is 2-bedrooms: $900. The most common rental property sizes in Rayland, OH are 3-bedroom and 1-bedroom, accounting for 41.2% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $900 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rayland, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Rayland, OH is 54. This is a decrease of -43.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $199,000 | 5.0% |
Listing Count | 9 | -14.0% |
| Listings as % of Homes | 0.3% | -14.0% |
Days on Market | 54 | -43.0% |
Demographics — Rayland, OH
As of the latest ACS Survey released in 2023, Rayland, OH has a population of 3,290, which has increased by 8.6% over the past 5 years. Rayland, OH is a moderately popular place for families, as children make up 22.8% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,290 | 8.6% |
% Under 18 | 22.8% | 37.3% |
% Seniors | 22.7% | 15.8% |
% WFH | 4.0% | 33.3% |
% w/ College Degree | 14.1% | 34.3% |
As of the latest ACS Survey released in 2023, Rayland, OH is a predominantly white area, with 96.7% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Rayland, OH is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.4% of the population in Rayland, OH, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | -2.1% |
% Black | 0.1% | -50.0% |
% Hispanic | 0.9% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | ∞% |
Mortgage and Risk — Rayland, OH
According to HUD data as of 2023, there were 28 mortgage originations in Rayland, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rayland, OH. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Rayland, OH
Rayland, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | $30 | $850 | $880 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Rayland, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $118,000 |
| Median Household Income | $49,600 |