Toronto, OH—43964
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Toronto, OH
As of Oct '25, the median home price in Toronto, OH is $132,000, with a year-over-year change of 6.4%. This indicates that home prices in Toronto, OH are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $132,000 | 6.4% |
| Single Family | $132,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $88,000 | 4.8% |
3 Bed | $156,000 | 6.8% |
4 Bed | $177,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Toronto, OH
As of July '25, Rentcast reports the average rent in Toronto, OH is $825, with a year-over-year rent change of 15.4%. Per bedroom, the median rent as of July '25 in Toronto, OH is 2-bedrooms: $633, 3-bedrooms: $1,400. The most common rental property sizes in Toronto, OH are 2-bedroom and 1-bedroom, accounting for 44.2% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $625 | $825 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $625 | $633 |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Toronto, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Toronto, OH is 97. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $177,000 | -16.0% |
Listing Count | 34 | 13.0% |
| Listings as % of Homes | 0.4% | 13.0% |
Days on Market | 97 | 13.0% |
Demographics — Toronto, OH
As of the latest ACS Survey released in 2023, Toronto, OH has a population of 9,060, which has increased by 4.8% over the past 5 years. Toronto, OH is a moderately popular place for families, as children make up 18.9% of the population. The area has a poorly educated workforce, with 18.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,060 | 4.8% |
% Under 18 | 18.9% | -10.4% |
% Seniors | 22.8% | 21.3% |
% WFH | 5.5% | 161.9% |
% w/ College Degree | 18.2% | 36.8% |
As of the latest ACS Survey released in 2023, Toronto, OH is a predominantly white area, with 94.9% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Toronto, OH is black, making up 1.3% of the population. Foreign-born residents account for 0.6% of the population in Toronto, OH, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.9% | -0.1% |
% Black | 1.3% | -56.7% |
% Hispanic | 0.7% | 133.3% |
% Asian | 0.5% | 150.0% |
% Foreign Born | 0.6% | 0.0% |
Mortgage and Risk — Toronto, OH
According to HUD data as of 2023, there were 125 mortgage originations in Toronto, OH, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Toronto, OH. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 125 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Toronto, OH
Toronto, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 262 |
Total Units Section 8 | 185 |
% Rentals under Section 8 | 23.1% |
% Occupied Section 8 | 90.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | $255 | $625 | $880 |
| 3 Bedroom | -$210 | $1,400 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Toronto, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $132,000 |
| Median Household Income | $53,300 |