Avon Lake, OH44012

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$415,000
6.0% YoY Growth
Median Household Income
$110,000
25.9% 5-Year Growth
Days on Market
39
27.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$2,140
14.3% YoY Growth
1-Bed Rent
$1,350
7.5% YoY Growth
2-Bed Rent
$1,800
6.0% YoY Growth
3-Bed Rent
$2,400
16.6% YoY Growth

Property Listings — Avon Lake, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Avon Lake, OH is 39. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$484,000-3.0%
Listing Count
9121.0%
Listings as % of Homes0.5%21.0%
Days on Market
3927.0%
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Demographics — Avon Lake, OH

As of the latest ACS Survey released in 2023, Avon Lake, OH has a population of 25,500, which has increased by 7.1% over the past 5 years. Avon Lake, OH is a moderately popular place for families, as children make up 24.7% of the population. The area has a highly educated workforce, with 54.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,5007.1%
% Under 18
24.7%-2.4%
% Seniors
20.1%3.6%
% WFH
17.6%137.8%
% w/ College Degree
54.3%7.7%
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As of the latest ACS Survey released in 2023, Avon Lake, OH is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Avon Lake, OH is hispanic, making up 3.2% of the population. Foreign-born residents account for 3.7% of the population in Avon Lake, OH, and this percentage has decreased by 7.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.8%-3.7%
% Black
1.0%100.0%
% Hispanic
3.2%23.1%
% Asian
2.3%109.1%
% Foreign Born
3.7%-7.5%
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Mortgage and Risk — Avon Lake, OH

According to HUD data as of 2023, there were 643 mortgage originations in Avon Lake, OH, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Avon Lake, OH. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
643
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Avon Lake, OH

As of 2024, the percent of homes in Avon Lake, OH under the Section 8 program is 8.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Avon Lake, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
175
Total Units Section 8
154
% Rentals under Section 8
8.3%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$90$1,350$1,440
2 Bedroom-$50$1,800$1,750
3 Bedroom-$150$2,400$2,250
4 Bedroom-$1,090$3,500$2,410

Affordability — Avon Lake, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$415,000
Median Household Income$110,000

Avon Lake, OH — ZIP Code Boundary Map

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Frequently Asked Questions