Geneva, OH—44041
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Geneva, OH
As of Oct '25, the median home price in Geneva, OH is $199,000, with a year-over-year change of 6.4%. This indicates that home prices in Geneva, OH are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $199,000 | 6.4% |
| Single Family | $197,000 | 6.5% |
| Condos | $226,000 | 4.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $116,000 | 1.8% |
2 Bed | $163,000 | 5.2% |
3 Bed | $212,000 | 6.0% |
4 Bed | $253,000 | 5.9% |
| 5 Bed | $272,000 | 6.7% |
% of Housing Stock
Rental Trends — Geneva, OH
As of July '25, Rentcast reports the average rent in Geneva, OH is $1,230, with a year-over-year rent change of 8.8%. Per bedroom, the median rent as of July '25 in Geneva, OH is 2-bedrooms: $950, 3-bedrooms: $1,370. The most common rental property sizes in Geneva, OH are 2-bedroom and 1-bedroom, accounting for 46.3% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,140 | $1,230 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | $1,140 | $1,370 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Geneva, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Geneva, OH is 42. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $294,000 | 3.0% |
Listing Count | 54 | 16.0% |
| Listings as % of Homes | 0.5% | 16.0% |
Days on Market | 42 | 3.0% |
Demographics — Geneva, OH
As of the latest ACS Survey released in 2023, Geneva, OH has a population of 14,000, which has decreased by -2.3% over the past 5 years. Geneva, OH is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,000 | -2.3% |
% Under 18 | 18.4% | -2.1% |
% Seniors | 21.6% | 11.3% |
% WFH | 3.9% | 85.7% |
% w/ College Degree | 18.0% | 40.6% |
As of the latest ACS Survey released in 2023, Geneva, OH is a predominantly white area, with 85.2% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Geneva, OH is hispanic, making up 6.5% of the population. Foreign-born residents account for 1.4% of the population in Geneva, OH, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.2% | -8.6% |
% Black | 3.8% | 280.0% |
% Hispanic | 6.5% | 85.7% |
% Asian | 0.1% | -85.7% |
% Foreign Born | 1.4% | 7.7% |
Mortgage and Risk — Geneva, OH
According to HUD data as of 2023, there were 240 mortgage originations in Geneva, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Geneva, OH. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 240 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Geneva, OH
Geneva, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 27 |
Total Units Section 8 | 27 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | $50 | $950 | $1,000 |
| 3 Bedroom | $160 | $1,140 | $1,300 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Geneva, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $199,000 |
| Median Household Income | $58,400 |