Jefferson, OH—44047
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jefferson, OH
As of Oct '25, the median home price in Jefferson, OH is $218,000, with a year-over-year change of 6.3%. This indicates that home prices in Jefferson, OH are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $218,000 | 6.3% |
| Single Family | $220,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $150,000 | 4.9% |
3 Bed | $228,000 | 5.6% |
4 Bed | $267,000 | 6.0% |
| 5 Bed | $296,000 | 5.7% |
% of Housing Stock
Rental Trends — Jefferson, OH
Jefferson, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,600 | $1,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jefferson, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Jefferson, OH is 40. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $261,000 | -15.0% |
Listing Count | 19 | -21.0% |
| Listings as % of Homes | 0.4% | -21.0% |
Days on Market | 40 | -39.0% |
Demographics — Jefferson, OH
As of the latest ACS Survey released in 2023, Jefferson, OH has a population of 8,380, which has decreased by -8.1% over the past 5 years. Jefferson, OH is a moderately popular place for families, as children make up 17.3% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,380 | -8.1% |
% Under 18 | 17.3% | -22.8% |
% Seniors | 26.6% | 41.5% |
% WFH | 3.6% | 24.1% |
% w/ College Degree | 17.6% | 34.4% |
As of the latest ACS Survey released in 2023, Jefferson, OH is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Jefferson, OH is hispanic, making up 3.5% of the population. Foreign-born residents account for 1.9% of the population in Jefferson, OH, and this percentage has increased by 5.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | -4.3% |
% Black | 0.3% | -62.5% |
% Hispanic | 3.5% | 118.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.9% | 5.6% |
Mortgage and Risk — Jefferson, OH
According to HUD data as of 2023, there were 164 mortgage originations in Jefferson, OH, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Jefferson, OH. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 164 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Jefferson, OH
Jefferson, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | -$370 | $1,600 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Jefferson, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $218,000 |
| Median Household Income | $59,700 |