Rock Creek, OH—44084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rock Creek, OH
As of Oct '25, the median home price in Rock Creek, OH is $266,000, with a year-over-year change of 4.7%. This indicates that home prices in Rock Creek, OH are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | 4.7% |
| Single Family | $267,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $212,000 | 3.9% |
3 Bed | $266,000 | 4.7% |
4 Bed | $367,000 | 5.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rock Creek, OH
Rock Creek, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $414 | $1,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $414 | $414 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Rock Creek, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Rock Creek, OH is 90. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $375,000 | 7.0% |
Listing Count | 17 | -11.0% |
| Listings as % of Homes | 0.4% | -11.0% |
Days on Market | 90 | 71.0% |
Demographics — Rock Creek, OH
As of the latest ACS Survey released in 2023, Rock Creek, OH has a population of 3,960, which has increased by 5.8% over the past 5 years. Rock Creek, OH is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,960 | 5.8% |
% Under 18 | 21.6% | 5.4% |
% Seniors | 11.6% | -9.4% |
% WFH | 5.0% | -19.4% |
% w/ College Degree | 22.3% | 5.2% |
As of the latest ACS Survey released in 2023, Rock Creek, OH is a predominantly white area, with 89.8% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Rock Creek, OH is hispanic, making up 3.2% of the population. Foreign-born residents account for 1.7% of the population in Rock Creek, OH, and this percentage has increased by 750.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.8% | -9.5% |
% Black | 2.6% | 1,200.0% |
% Hispanic | 3.2% | 540.0% |
% Asian | 0.3% | ∞% |
% Foreign Born | 1.7% | 750.0% |
Mortgage and Risk — Rock Creek, OH
According to HUD data as of 2023, there were 126 mortgage originations in Rock Creek, OH, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Rock Creek, OH. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 126 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Rock Creek, OH
Rock Creek, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,010 |
| 3 Bedroom | $826 | $414 | $1,240 |
| 4 Bedroom | -$800 | $2,200 | $1,400 |
Affordability — Rock Creek, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $266,000 |
| Median Household Income | $72,400 |