Central, Cleveland, OH44115

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$162,000
0.6% YoY Growth
Median Household Income
$21,300
66.4% 5-Year Growth
Days on Market
25
69.0% Shorter than last year
Home Price Forecast
2.8%
Median Rent
$1,450
13.1% YoY Growth
1-Bed Rent
$1,330
3.7% YoY Growth
2-Bed Rent
$1,750
5.6% YoY Growth
3-Bed Rent
$2,000
34.4% YoY Growth

Property Listings — Central, Cleveland, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Central, Cleveland, OH is 25. This is a decrease of -69.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$274,000116.0%
Listing Count
7-48.0%
Listings as % of Homes0.0%-48.0%
Days on Market
25-69.0%
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Demographics — Central, Cleveland, OH

As of the latest ACS Survey released in 2023, Central, Cleveland, OH has a population of 10,400, which has increased by 25.4% over the past 5 years. Central, Cleveland, OH is a popular place for families, as children make up 27.2% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,40025.4%
% Under 18
27.2%-8.4%
% Seniors
4.6%7.0%
% WFH
10.9%445.0%
% w/ College Degree
34.0%27.8%
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As of the latest ACS Survey released in 2023, Central, Cleveland, OH is a predominantly black area, with 54.1% of the population identifying as black. The black population has shrunk by 21.7% in the last 5 years. The second most common race or ethnicity in Central, Cleveland, OH is white, making up 23.6% of the population. Foreign-born residents account for 9.2% of the population in Central, Cleveland, OH, and this percentage has increased by 64.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
23.6%10.8%
% Black
54.1%-21.7%
% Hispanic
14.2%273.7%
% Asian
4.8%29.7%
% Foreign Born
9.2%64.3%
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Mortgage and Risk — Central, Cleveland, OH

According to HUD data as of 2023, there were 18 mortgage originations in Central, Cleveland, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Central, Cleveland, OH. Investor activity is low, as 11.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
18
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
11.0%
% Second Loans
11.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Central, Cleveland, OH

Central, Cleveland, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2,229
Total Units Section 8
1,726
% Rentals under Section 8
35.6%
% Occupied Section 8
92.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$190$1,330$1,140
2 Bedroom-$370$1,750$1,380
3 Bedroom-$230$2,000$1,770
4 BedroomN/AN/A$1,900

Affordability — Central, Cleveland, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$162,000
Median Household Income$21,300

Central, Cleveland, OH — ZIP Code Boundary Map

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Frequently Asked Questions