Euclid, OH44132

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$146,000
3.2% YoY Growth
Median Household Income
$46,000
21.0% 5-Year Growth
Days on Market
44
31.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,280
25.5% YoY Growth
1-Bed Rent
$1,000
46.4% YoY Growth
2-Bed Rent
$1,150
17.0% YoY Growth
3-Bed Rent
$1,500
13.9% YoY Growth

Other Zip Codes in Euclid, OH

Property Listings — Euclid, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Euclid, OH is 44. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$153,0006.0%
Listing Count
563.0%
Listings as % of Homes0.7%3.0%
Days on Market
4431.0%
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Demographics — Euclid, OH

As of the latest ACS Survey released in 2023, Euclid, OH has a population of 14,000, which has decreased by -5.5% over the past 5 years. Euclid, OH is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 22.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,000-5.5%
% Under 18
21.7%-8.8%
% Seniors
15.0%6.4%
% WFH
15.9%536.0%
% w/ College Degree
22.9%27.2%
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As of the latest ACS Survey released in 2023, Euclid, OH is a predominantly black area, with 64.5% of the population identifying as black. The black population has grown by 5.9% in the last 5 years. The second most common race or ethnicity in Euclid, OH is white, making up 29.4% of the population. Foreign-born residents account for 2.7% of the population in Euclid, OH, and this percentage has decreased by 18.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
29.4%-12.8%
% Black
64.5%5.9%
% Hispanic
2.2%0.0%
% Asian
0.6%50.0%
% Foreign Born
2.7%-18.2%
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Mortgage and Risk — Euclid, OH

According to HUD data as of 2023, there were 190 mortgage originations in Euclid, OH, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Euclid, OH. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
190
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Euclid, OH

As of 2024, the percent of homes in Euclid, OH under the Section 8 program is 21.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Euclid, OH, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
565
Total Units Section 8
565
% Rentals under Section 8
21.9%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$20$1,000$980
2 Bedroom$40$1,150$1,190
3 Bedroom$30$1,500$1,530
4 Bedroom$40$1,600$1,640

Affordability — Euclid, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$146,000
Median Household Income$46,000

Euclid, OH — ZIP Code Boundary Map

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Frequently Asked Questions