Sterling, OH—44276
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sterling, OH
Sterling, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $283,000 | 3.6% |
| Single Family | $282,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $286,000 | 4.0% |
4 Bed | $335,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sterling, OH
As of July '25, Rentcast reports the average rent in Sterling, OH is $1,100, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Sterling, OH is 2-bedrooms: $1,100. The most common rental property sizes in Sterling, OH are 3-bedroom and 4-bedroom, accounting for 46.1% and 33.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sterling, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Sterling, OH is 69. This is a increase of 94.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $287,000 | 48.0% |
Listing Count | 4 | 133.0% |
| Listings as % of Homes | 0.1% | 133.0% |
Days on Market | 69 | 94.0% |
Demographics — Sterling, OH
As of the latest ACS Survey released in 2023, Sterling, OH has a population of 1,720, which has decreased by -3.9% over the past 5 years. Sterling, OH is a popular place for families, as children make up 26.4% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,720 | -3.9% |
% Under 18 | 26.4% | 0.4% |
% Seniors | 19.0% | 19.5% |
% WFH | 3.2% | -52.9% |
% w/ College Degree | 20.3% | 52.6% |
As of the latest ACS Survey released in 2023, Sterling, OH is a predominantly white area, with 95.0% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Sterling, OH is black, making up 0.0% of the population. Foreign-born residents account for 0.0% of the population in Sterling, OH, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.0% | 0.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Sterling, OH
According to HUD data as of 2023, there were 46 mortgage originations in Sterling, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Sterling, OH. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Sterling, OH
Sterling, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | -$220 | $1,100 | $880 |
| 3 Bedroom | N/A | N/A | $1,080 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Sterling, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $283,000 |
| Median Household Income | $75,000 |