New Middletown, OH—44442
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — New Middletown, OH
As of Oct '25, the median home price in New Middletown, OH is $233,000, with a year-over-year change of 6.2%. This indicates that home prices in New Middletown, OH are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 6.2% |
| Single Family | $234,000 | 6.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $195,000 | 6.6% |
3 Bed | $236,000 | 6.8% |
4 Bed | $312,000 | 6.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — New Middletown, OH
New Middletown, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — New Middletown, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in New Middletown, OH is 69. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $420,000 | -20.0% |
Listing Count | 11 | -48.0% |
| Listings as % of Homes | 0.8% | -48.0% |
Days on Market | 69 | -15.0% |
Demographics — New Middletown, OH
As of the latest ACS Survey released in 2023, New Middletown, OH has a population of 3,860, which has decreased by -2.1% over the past 5 years. New Middletown, OH is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 30.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,860 | -2.1% |
% Under 18 | 19.3% | -9.8% |
% Seniors | 25.6% | 14.8% |
% WFH | 7.9% | 119.4% |
% w/ College Degree | 30.3% | 32.3% |
As of the latest ACS Survey released in 2023, New Middletown, OH is a predominantly white area, with 97.0% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in New Middletown, OH is hispanic, making up 0.5% of the population. Foreign-born residents account for 0.1% of the population in New Middletown, OH, and this percentage has decreased by 91.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.0% | 0.1% |
% Black | 0.3% | 0.0% |
% Hispanic | 0.5% | -54.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -91.7% |
Mortgage and Risk — New Middletown, OH
According to HUD data as of 2023, there were 133 mortgage originations in New Middletown, OH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in New Middletown, OH. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 133 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — New Middletown, OH
New Middletown, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — New Middletown, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $233,000 |
| Median Household Income | $54,400 |