Poland, OH44514

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$238,000
6.9% YoY Growth
Median Household Income
$80,000
18.8% 5-Year Growth
Days on Market
62
37.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$1,100
8.7% YoY Growth
1-Bed Rent
$750
3.1% YoY Growth
2-Bed Rent
$1,150
0.9% YoY Growth
3-Bed Rent
$1,500
44.1% YoY Growth

Property Listings — Poland, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Poland, OH is 62. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$329,000-5.0%
Listing Count
13725.0%
Listings as % of Homes0.5%25.0%
Days on Market
6237.0%
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Demographics — Poland, OH

As of the latest ACS Survey released in 2023, Poland, OH has a population of 23,600, which has increased by 9.1% over the past 5 years. Poland, OH is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 37.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,6009.1%
% Under 18
22.2%18.7%
% Seniors
24.7%4.7%
% WFH
10.5%118.8%
% w/ College Degree
37.3%-6.5%
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As of the latest ACS Survey released in 2023, Poland, OH is a predominantly white area, with 90.7% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Poland, OH is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.0% of the population in Poland, OH, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.7%-1.2%
% Black
1.6%-52.9%
% Hispanic
3.2%-5.9%
% Asian
0.9%0.0%
% Foreign Born
2.0%-9.1%
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Mortgage and Risk — Poland, OH

According to HUD data as of 2023, there were 389 mortgage originations in Poland, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Poland, OH. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
389
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Poland, OH

As of 2024, the percent of homes in Poland, OH under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Poland, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
40
Total Units Section 8
40
% Rentals under Section 8
2.6%
% Occupied Section 8
74.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$750$790
2 Bedroom-$160$1,150$990
3 Bedroom-$200$1,500$1,300
4 Bedroom$80$1,300$1,380

Affordability — Poland, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$238,000
Median Household Income$80,000

Poland, OH — ZIP Code Boundary Map

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Frequently Asked Questions