Sebring, OH—44609
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Sebring, OH
Home Price Trends — Sebring, OH
As of Oct '25, the median home price in Sebring, OH is $183,000, with a year-over-year change of 3.1%. This indicates that home prices in Sebring, OH are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $183,000 | 3.1% |
| Single Family | $183,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $137,000 | 2.2% |
3 Bed | $214,000 | 3.4% |
4 Bed | $251,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sebring, OH
As of July '25, Rentcast reports the average rent in Sebring, OH is $656, with a year-over-year rent change of -11.6%. Per bedroom, the median rent as of July '25 in Sebring, OH is 2-bedrooms: $656. The most common rental property sizes in Sebring, OH are 4-bedroom and 2-bedroom, accounting for 41.8% and 40.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $516 | $656 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $516 | $656 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sebring, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Sebring, OH is 68. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $188,000 | -28.0% |
Listing Count | 11 | 20.0% |
| Listings as % of Homes | 0.4% | 20.0% |
Days on Market | 68 | 17.0% |
Demographics — Sebring, OH
As of the latest ACS Survey released in 2023, Sebring, OH has a population of 3,640, which has decreased by -7.4% over the past 5 years. Sebring, OH is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 22.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,640 | -7.4% |
% Under 18 | 21.6% | -0.9% |
% Seniors | 23.9% | 57.2% |
% WFH | 3.2% | 45.5% |
% w/ College Degree | 22.0% | 25.0% |
As of the latest ACS Survey released in 2023, Sebring, OH is a predominantly white area, with 97.3% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Sebring, OH is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.0% of the population in Sebring, OH, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.3% | -0.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.9% | 80.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Sebring, OH
According to HUD data as of 2023, there were 57 mortgage originations in Sebring, OH, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Sebring, OH. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Sebring, OH
Sebring, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | $364 | $516 | $880 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,220 |
Affordability — Sebring, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $183,000 |
| Median Household Income | $62,700 |