Smithville, OH44677

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$252,000
5.6% YoY Growth
Median Household Income
$73,600
38.5% 5-Year Growth
Days on Market
92
101.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$875
11.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$875
40.0% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Smithville, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Smithville, OH is 92. This is a increase of 101.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$389,00067.0%
Listing Count
111.0%
Listings as % of Homes0.4%11.0%
Days on Market
92101.0%
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Demographics — Smithville, OH

As of the latest ACS Survey released in 2023, Smithville, OH has a population of 2,870, which has increased by 16.4% over the past 5 years. Smithville, OH is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 27.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,87016.4%
% Under 18
21.6%-8.1%
% Seniors
24.7%31.4%
% WFH
8.9%134.2%
% w/ College Degree
27.2%0.7%
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As of the latest ACS Survey released in 2023, Smithville, OH is a predominantly white area, with 95.8% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Smithville, OH is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.2% of the population in Smithville, OH, and this percentage has decreased by 83.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.8%-0.7%
% Black
0.3%-25.0%
% Hispanic
0.9%-43.8%
% Asian
0.7%16.7%
% Foreign Born
0.2%-83.3%
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Mortgage and Risk — Smithville, OH

According to HUD data as of 2023, there were 77 mortgage originations in Smithville, OH, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Smithville, OH. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
77
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Smithville, OH

Smithville, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
25
Total Units Section 8
19
% Rentals under Section 8
N/A
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$790
2 Bedroom$145$875$1,020
3 BedroomN/AN/A$1,250
4 BedroomN/AN/A$1,430

Affordability — Smithville, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$252,000
Median Household Income$73,600

Smithville, OH — ZIP Code Boundary Map

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Frequently Asked Questions