Willard, OH44890

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$165,000
3.1% YoY Growth
Median Household Income
$65,000
22.3% 5-Year Growth
Days on Market
32
21.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$650
20.9% YoY Growth
1-Bed Rent
$625
11.2% YoY Growth
2-Bed Rent
$750
7.1% YoY Growth
3-Bed Rent
$1,200
N/A

Property Listings — Willard, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Willard, OH is 32. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$231,000-17.0%
Listing Count
324.0%
Listings as % of Homes0.6%4.0%
Days on Market
3221.0%
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Demographics — Willard, OH

As of the latest ACS Survey released in 2023, Willard, OH has a population of 10,400, which has decreased by -7.8% over the past 5 years. Willard, OH is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,400-7.8%
% Under 18
22.2%-8.6%
% Seniors
20.7%24.0%
% WFH
2.2%-8.3%
% w/ College Degree
15.7%12.1%
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As of the latest ACS Survey released in 2023, Willard, OH is a predominantly white area, with 83.2% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Willard, OH is hispanic, making up 12.8% of the population. Foreign-born residents account for 2.7% of the population in Willard, OH, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.2%-3.0%
% Black
0.2%-85.7%
% Hispanic
12.8%26.7%
% Asian
0.6%0.0%
% Foreign Born
2.7%12.5%
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Mortgage and Risk — Willard, OH

According to HUD data as of 2023, there were 170 mortgage originations in Willard, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Willard, OH. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
170
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Willard, OH

Willard, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
173
Total Units Section 8
172
% Rentals under Section 8
N/A
% Occupied Section 8
70.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$45$625$670
2 Bedroom$130$750$880
3 Bedroom-$70$1,200$1,130
4 BedroomN/AN/A$1,390

Affordability — Willard, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$165,000
Median Household Income$65,000

Willard, OH — ZIP Code Boundary Map

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Frequently Asked Questions