Cleves, OH45002

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$344,000
1.7% YoY Growth
Median Household Income
$84,600
8.1% 5-Year Growth
Days on Market
63
61.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,300
73.9% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,300
37.5% YoY Growth

Property Listings — Cleves, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Cleves, OH is 63. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$500,00022.0%
Listing Count
5136.0%
Listings as % of Homes0.4%36.0%
Days on Market
6361.0%
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Demographics — Cleves, OH

As of the latest ACS Survey released in 2023, Cleves, OH has a population of 14,600, which has increased by 5.6% over the past 5 years. Cleves, OH is a popular place for families, as children make up 29.1% of the population. The area has a moderately educated workforce, with 30.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,6005.6%
% Under 18
29.1%6.2%
% Seniors
13.4%0.0%
% WFH
10.6%112.0%
% w/ College Degree
30.8%-1.9%
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As of the latest ACS Survey released in 2023, Cleves, OH is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Cleves, OH is hispanic, making up 2.1% of the population. Foreign-born residents account for 0.7% of the population in Cleves, OH, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.6%-4.0%
% Black
0.1%-75.0%
% Hispanic
2.1%61.5%
% Asian
0.4%33.3%
% Foreign Born
0.7%-12.5%
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Mortgage and Risk — Cleves, OH

According to HUD data as of 2023, there were 213 mortgage originations in Cleves, OH, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Cleves, OH. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
213
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Cleves, OH

Cleves, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
10
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$950
2 BedroomN/AN/A$1,230
3 Bedroom$330$1,300$1,630
4 BedroomN/AN/A$1,800

Affordability — Cleves, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$344,000
Median Household Income$84,600

Cleves, OH — ZIP Code Boundary Map

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Frequently Asked Questions