Lebanon, OH45036

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$398,000
3.2% YoY Growth
Median Household Income
$97,900
29.7% 5-Year Growth
Days on Market
52
30.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,000
17.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,500
12.5% YoY Growth
3-Bed Rent
$2,280
30.5% YoY Growth

Property Listings — Lebanon, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Lebanon, OH is 52. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$464,000-8.0%
Listing Count
16332.0%
Listings as % of Homes0.5%32.0%
Days on Market
5230.0%
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Demographics — Lebanon, OH

As of the latest ACS Survey released in 2023, Lebanon, OH has a population of 43,300, which has increased by 13.2% over the past 5 years. Lebanon, OH is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 32.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,30013.2%
% Under 18
23.7%11.8%
% Seniors
14.7%16.7%
% WFH
13.7%153.7%
% w/ College Degree
32.3%14.5%
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As of the latest ACS Survey released in 2023, Lebanon, OH is a predominantly white area, with 84.5% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Lebanon, OH is black, making up 7.8% of the population. Foreign-born residents account for 3.4% of the population in Lebanon, OH, and this percentage has increased by 3.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.5%1.1%
% Black
7.8%-24.3%
% Hispanic
1.6%-51.5%
% Asian
2.7%145.5%
% Foreign Born
3.4%3.0%
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Mortgage and Risk — Lebanon, OH

According to HUD data as of 2023, there were 1053 mortgage originations in Lebanon, OH, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Lebanon, OH. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,053
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Lebanon, OH

Lebanon, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
480
Total Units Section 8
311
% Rentals under Section 8
8.6%
% Occupied Section 8
86.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,000
2 Bedroom-$210$1,500$1,290
3 Bedroom-$570$2,280$1,710
4 Bedroom-$2,010$3,900$1,890

Affordability — Lebanon, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$398,000
Median Household Income$97,900

Lebanon, OH — ZIP Code Boundary Map

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Frequently Asked Questions