Foster, OH—45039
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Foster, OH
As of Oct '25, the median home price in Foster, OH is $388,000, with a year-over-year change of 2.7%. This indicates that home prices in Foster, OH are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $388,000 | 2.7% |
| Single Family | $399,000 | 2.3% |
| Condos | $268,000 | 2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $288,000 | 1.8% |
3 Bed | $355,000 | 2.3% |
4 Bed | $450,000 | 1.6% |
| 5 Bed | $688,000 | 1.5% |
% of Housing Stock
Rental Trends — Foster, OH
As of July '25, Rentcast reports the average rent in Foster, OH is $2,570, with a year-over-year rent change of 13.7%. Per bedroom, the median rent as of July '25 in Foster, OH is 1-bedrooms: $1,600, 2-bedrooms: $2,810, 3-bedrooms: $2,380, 4-bedrooms: $2,440. The most common rental property sizes in Foster, OH are 2-bedroom and 3-bedroom, accounting for 53.2% and 18.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,550 | $2,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,600 |
| 2 Bed Rent | $1,800 | $2,810 |
| 3 Bed Rent | $2,340 | $2,380 |
| 4 Bed Rent | $2,580 | $2,440 |
% of Rental Stock
Property Listings — Foster, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Foster, OH is 36. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $419,000 | -7.0% |
Listing Count | 100 | 32.0% |
| Listings as % of Homes | 0.4% | 32.0% |
Days on Market | 36 | 10.0% |
Demographics — Foster, OH
As of the latest ACS Survey released in 2023, Foster, OH has a population of 29,000, which has increased by 15.2% over the past 5 years. Foster, OH is a moderately popular place for families, as children make up 23.0% of the population. The area has a highly educated workforce, with 52.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,000 | 15.2% |
% Under 18 | 23.0% | -21.2% |
% Seniors | 16.1% | 35.3% |
% WFH | 17.3% | 232.7% |
% w/ College Degree | 52.1% | 6.8% |
As of the latest ACS Survey released in 2023, Foster, OH is a predominantly white area, with 87.6% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Foster, OH is hispanic, making up 5.0% of the population. Foreign-born residents account for 8.1% of the population in Foster, OH, and this percentage has increased by 102.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.6% | -5.3% |
% Black | 1.8% | -14.3% |
% Hispanic | 5.0% | 194.1% |
% Asian | 3.3% | 17.9% |
% Foreign Born | 8.1% | 102.5% |
Mortgage and Risk — Foster, OH
According to HUD data as of 2023, there were 795 mortgage originations in Foster, OH, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Foster, OH. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 795 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Foster, OH
As of 2024, the percent of homes in Foster, OH under the Section 8 program is 3.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Foster, OH, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | 3.6% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$170 | $1,600 | $1,430 |
| 2 Bedroom | $60 | $1,800 | $1,860 |
| 3 Bedroom | $130 | $2,340 | $2,470 |
| 4 Bedroom | $140 | $2,580 | $2,720 |
Affordability — Foster, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $388,000 |
| Median Household Income | $112,000 |