Foster, OH 45039 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Foster, OH—45039

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$385,000

2.4% YoY Growth

Household Income

$112,000

20.4% YoY Growth

Days on Market

2.0% Longer YoY

Home Price Forecast

2.0%

Median Rent

$2,550

13.7% YoY Growth

1-Bed Rent

$1,600

N/A

2-Bed Rent

$1,800

33.1% YoY Growth

3-Bed Rent

$2,340

25.3% YoY Growth

Home Price Trends — Foster, OH

As of Dec '25, the median home price in Foster, OH is $385,000, with a year-over-year change of 2.4%. This indicates that home prices in Foster, OH are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$385,000	2.4%
Single Family	$397,000	2.1%
Condos	$263,000	1.9%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Foster, OH

As of July '25, Rentcast reports the average rent in Foster, OH is $2,570, with a year-over-year rent change of 13.7%. Per bedroom, the median rent as of July '25 in Foster, OH is 1-bedrooms: $1,600, 2-bedrooms: $2,810, 3-bedrooms: $2,380, 4-bedrooms: $2,440. The most common rental property sizes in Foster, OH are 2-bedroom and 3-bedroom, accounting for 53.2% and 18.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,550	$2,570
Studio Rent	N/A	N/A
1 Bed Rent	$1,600	$1,600
2 Bed Rent	$1,800	$2,810
3 Bed Rent	$2,340	$2,380
4 Bed Rent	$2,580	$2,440

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% of Rental Stock

Studio

0.3%

1 Bedroom

10.3%

2 Bedrooms

53.2%

3 Bedrooms

18.7%

4 Bedrooms

17.2%

5+ Bedrooms

0.4%

Property Listings — Foster, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Foster, OH is 30. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$382,000	-18.0%
Listing Count	84	30.0%
Listings as % of Homes	0.4%	30.0%
Days on Market	49	2.0%

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Demographics — Foster, OH

As of the latest ACS Survey released in 2023, Foster, OH has a population of 29,000, which has increased by 15.2% over the past 5 years. Foster, OH is a moderately popular place for families, as children make up 23.0% of the population. The area has a highly educated workforce, with 52.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	29,000	15.2%
% Under 18	23.0%	-21.2%
% Seniors	16.1%	35.3%
% WFH	17.3%	232.7%
% w/ College Degree	52.1%	6.8%

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As of the latest ACS Survey released in 2023, Foster, OH is a predominantly white area, with 87.6% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Foster, OH is hispanic, making up 5.0% of the population. Foreign-born residents account for 8.1% of the population in Foster, OH, and this percentage has increased by 102.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	87.6%	-5.3%
% Black	1.8%	-14.3%
% Hispanic	5.0%	194.1%
% Asian	3.3%	17.9%
% Foreign Born	8.1%	102.5%

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Mortgage and Risk — Foster, OH

According to HUD data as of 2023, there were 795 mortgage originations in Foster, OH, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Foster, OH. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	795
% Conventional Loans	88.0%
% Government Loans	12.0%
% Investor Loans	0.0%
% Second Loans	1.0%
% Cash Out Refinance	15.0%

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Rentals and Section 8 — Foster, OH

As of 2024, the percent of homes in Foster, OH under the Section 8 program is 3.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Foster, OH, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD	55
Total Units Section 8	55
% Rentals under Section 8	3.6%
% Occupied Section 8	93.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$170	$1,600	$1,430
2 Bedroom	$60	$1,800	$1,860
3 Bedroom	$130	$2,340	$2,470
4 Bedroom	$140	$2,580	$2,720

Foster, OH—45039

Key Metrics at a Glance

Home Price Trends — Foster, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Foster, OH

% of Rental Stock

Property Listings — Foster, OH

Demographics — Foster, OH

Race and Ethnicity

Mortgage and Risk — Foster, OH

Mortgages

Rentals and Section 8 — Foster, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Foster, OH

Home Price to Income Ratio

Foster, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Kings Mills, OH

South Lebanon, OH

Loveland, OH

Mason, OH

Symmes Township, Sixteen Mile Stand, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.1
Median Home Price	$385,000
Median Household Income	$112,000

Foster, OH—45039

Key Metrics at a Glance

Home Price Trends — Foster, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Foster, OH

% of Rental Stock

Property Listings — Foster, OH

Demographics — Foster, OH

Race and Ethnicity

Mortgage and Risk — Foster, OH

Mortgages

Rentals and Section 8 — Foster, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Foster, OH

Home Price to Income Ratio

Foster, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Kings Mills, OH

South Lebanon, OH

Loveland, OH

Mason, OH

Symmes Township, Sixteen Mile Stand, OH

Frequently Asked Questions

What is the average home price in Foster, OH 45039?

How have home prices in Foster, OH 45039 changed over the past year?

What is the home price projection for Foster, OH 45039?

What are the demographics of Foster, OH 45039?

How long does it take homes to sell in Foster, OH 45039?

What is the average rent price in Foster, OH 45039?