Oregonia, OH—45054
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oregonia, OH
As of Oct '25, the median home price in Oregonia, OH is $448,000, with a year-over-year change of 2.4%. This indicates that home prices in Oregonia, OH are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $448,000 | 2.4% |
| Single Family | $448,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $313,000 | 0.3% |
3 Bed | $425,000 | 2.7% |
4 Bed | $617,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oregonia, OH
Oregonia, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oregonia, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Oregonia, OH is 34. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $999,000 | 66.0% |
Listing Count | 9 | 21.0% |
| Listings as % of Homes | 0.2% | 21.0% |
Days on Market | 34 | 38.0% |
Demographics — Oregonia, OH
As of the latest ACS Survey released in 2023, Oregonia, OH has a population of 2,550, which has decreased by -12.9% over the past 5 years. Oregonia, OH is a less popular place for families, as children make up 11.3% of the population. The area has a moderately educated workforce, with 30.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,550 | -12.9% |
% Under 18 | 11.3% | -47.9% |
% Seniors | 22.2% | 138.7% |
% WFH | 8.6% | 34.4% |
% w/ College Degree | 30.5% | -15.0% |
As of the latest ACS Survey released in 2023, Oregonia, OH is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Oregonia, OH is hispanic, making up 5.2% of the population. Foreign-born residents account for 1.2% of the population in Oregonia, OH, and this percentage has decreased by 7.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | -3.4% |
% Black | 0.0% | N/A |
% Hispanic | 5.2% | 67.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.2% | -7.7% |
Mortgage and Risk — Oregonia, OH
According to HUD data as of 2023, there were 87 mortgage originations in Oregonia, OH, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Oregonia, OH. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 87 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Oregonia, OH
Oregonia, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | N/A | N/A | $1,350 |
| 3 Bedroom | N/A | N/A | $1,780 |
| 4 Bedroom | N/A | N/A | $2,000 |
Affordability — Oregonia, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $448,000 |
| Median Household Income | $96,900 |