Oxford, OH 45056 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oxford, OH—45056

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$343,000

2.2% YoY Growth

Household Income

$53,400

27.8% YoY Growth

Days on Market

35.0% Longer YoY

Home Price Forecast

0.6%

Median Rent

$999

37.0% YoY Growth

1-Bed Rent

$700

3.8% YoY Growth

2-Bed Rent

$999

5.9% YoY Growth

3-Bed Rent

$1,500

34.1% YoY Growth

Home Price Trends — Oxford, OH

As of May '26, the median home price in Oxford, OH is $343,000, with a year-over-year change of 2.2%. This indicates that home prices in Oxford, OH are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$343,000	2.2%
Single Family	$350,000	2.3%
Condos	$196,000	0.5%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oxford, OH

As of July '25, Rentcast reports the average rent in Oxford, OH is $1,740, with a year-over-year rent change of 37.0%. Per bedroom, the median rent as of July '25 in Oxford, OH is 1-bedrooms: $704, 2-bedrooms: $1,120, 3-bedrooms: $1,810, 4-bedrooms: $3,480. The most common rental property sizes in Oxford, OH are 3-bedroom and 2-bedroom, accounting for 28.1% and 26.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$999	$1,740
Studio Rent	N/A	N/A
1 Bed Rent	$700	$704
2 Bed Rent	$999	$1,120
3 Bed Rent	$1,500	$1,810
4 Bed Rent	$3,600	$3,480

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% of Rental Stock

Studio

2.5%

1 Bedroom

21.2%

2 Bedrooms

26.3%

3 Bedrooms

28.1%

4 Bedrooms

17.5%

5+ Bedrooms

4.4%

Property Listings — Oxford, OH

As of May '26, Realtor.com reports that the median days on market for a home in Oxford, OH is 39. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$367,000	-1.0%
Listing Count	54	-2.0%
Listings as % of Homes	0.2%	-2.0%
Days on Market	39	35.0%

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Demographics — Oxford, OH

As of the latest ACS Survey released in 2023, Oxford, OH has a population of 27,600, which has decreased by -1.3% over the past 5 years. Oxford, OH is a less popular place for families, as children make up 11.2% of the population. The area has a highly educated workforce, with 54.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	27,600	-1.3%
% Under 18	11.2%	30.2%
% Seniors	11.1%	19.4%
% WFH	14.6%	64.0%
% w/ College Degree	54.2%	18.1%

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As of the latest ACS Survey released in 2023, Oxford, OH is a predominantly white area, with 81.3% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Oxford, OH is asian, making up 6.6% of the population. Foreign-born residents account for 9.8% of the population in Oxford, OH, and this percentage has increased by 19.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	81.3%	-4.0%
% Black	3.9%	5.4%
% Hispanic	3.2%	23.1%
% Asian	6.6%	-2.9%
% Foreign Born	9.8%	19.5%

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Mortgage and Risk — Oxford, OH

According to HUD data as of 2023, there were 217 mortgage originations in Oxford, OH, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Oxford, OH. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	217
% Conventional Loans	85.0%
% Government Loans	15.0%
% Investor Loans	4.0%
% Second Loans	3.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Oxford, OH

As of 2024, the percent of homes in Oxford, OH under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Oxford, OH, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	141
Total Units Section 8	141
% Rentals under Section 8	3.4%
% Occupied Section 8	91.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$270	$700	$970
2 Bedroom	$261	$999	$1,260
3 Bedroom	$170	$1,500	$1,670
4 Bedroom	-$1,750	$3,600	$1,850

Oxford, OH—45056

Key Metrics at a Glance

Home Price Trends — Oxford, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, OH

% of Rental Stock

Property Listings — Oxford, OH

Demographics — Oxford, OH

Race and Ethnicity

Mortgage and Risk — Oxford, OH

Mortgages

Rentals and Section 8 — Oxford, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, OH

Home Price to Income Ratio

Oxford, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Bath, IN

College Corner, OH

Bath, IN

Hamilton, OH

Okeana, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.7
Median Home Price	$343,000
Median Household Income	$53,400

Oxford, OH—45056

Key Metrics at a Glance

Home Price Trends — Oxford, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, OH

% of Rental Stock

Property Listings — Oxford, OH

Demographics — Oxford, OH

Race and Ethnicity

Mortgage and Risk — Oxford, OH

Mortgages

Rentals and Section 8 — Oxford, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, OH

Home Price to Income Ratio

Oxford, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Bath, IN

College Corner, OH

Bath, IN

Hamilton, OH

Okeana, OH

Frequently Asked Questions

What is the average home price in Oxford, OH 45056?

How have home prices in Oxford, OH 45056 changed over the past year?

What is the home price projection for Oxford, OH 45056?

What are the demographics of Oxford, OH 45056?

How long does it take homes to sell in Oxford, OH 45056?

What is the average rent price in Oxford, OH 45056?