West Chester, OH 45069 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

West Chester, OH—45069

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$411,000

4.0% YoY Growth

Household Income

$116,000

21.5% YoY Growth

Days on Market

11.0% Longer YoY

Home Price Forecast

2.0%

Median Rent

$2,600

0.8% YoY Growth

1-Bed Rent

$1,510

2.1% YoY Growth

2-Bed Rent

$1,680

1.7% YoY Growth

3-Bed Rent

$2,500

13.0% YoY Growth

Home Price Trends — West Chester, OH

As of Dec '25, the median home price in West Chester, OH is $411,000, with a year-over-year change of 4.0%. This indicates that home prices in West Chester, OH are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$411,000	4.0%
Single Family	$429,000	3.9%
Condos	$214,000	2.9%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — West Chester, OH

As of July '25, Rentcast reports the average rent in West Chester, OH is $2,590, with a year-over-year rent change of 0.8%. Per bedroom, the median rent as of July '25 in West Chester, OH is studios: $1,130, 1-bedrooms: $1,470, 2-bedrooms: $1,810, 3-bedrooms: $2,690, 4-bedrooms: $3,270. The most common rental property sizes in West Chester, OH are 2-bedroom and 1-bedroom, accounting for 47.5% and 24.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,600	$2,590
Studio Rent	$1,030	$1,130
1 Bed Rent	$1,510	$1,470
2 Bed Rent	$1,680	$1,810
3 Bed Rent	$2,500	$2,690
4 Bed Rent	$3,100	$3,270

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% of Rental Stock

Studio

4.3%

1 Bedroom

24.2%

2 Bedrooms

47.5%

3 Bedrooms

18.8%

4 Bedrooms

3.6%

5+ Bedrooms

1.6%

Property Listings — West Chester, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in West Chester, OH is 36. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$513,000	11.0%
Listing Count	111	7.0%
Listings as % of Homes	0.3%	7.0%
Days on Market	50	11.0%

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Demographics — West Chester, OH

As of the latest ACS Survey released in 2023, West Chester, OH has a population of 55,600, which has increased by 8.8% over the past 5 years. West Chester, OH is a moderately popular place for families, as children make up 24.5% of the population. The area has a highly educated workforce, with 52.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	55,600	8.8%
% Under 18	24.5%	1.2%
% Seniors	16.4%	14.7%
% WFH	17.1%	134.2%
% w/ College Degree	52.8%	1.1%

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As of the latest ACS Survey released in 2023, West Chester, OH is a predominantly white area, with 74.3% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in West Chester, OH is asian, making up 9.2% of the population. Foreign-born residents account for 11.6% of the population in West Chester, OH, and this percentage has increased by 0.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	74.3%	-3.9%
% Black	8.6%	4.9%
% Hispanic	4.8%	41.2%
% Asian	9.2%	15.0%
% Foreign Born	11.6%	0.9%

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Mortgage and Risk — West Chester, OH

According to HUD data as of 2023, there were 562 mortgage originations in West Chester, OH, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in West Chester, OH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	562
% Conventional Loans	93.0%
% Government Loans	7.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — West Chester, OH

As of 2024, the percent of homes in West Chester, OH under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in West Chester, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	12
Total Units Section 8	12
% Rentals under Section 8	0.3%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$160	$1,510	$1,350
2 Bedroom	$70	$1,680	$1,750
3 Bedroom	-$180	$2,500	$2,320
4 Bedroom	-$540	$3,100	$2,560

West Chester, OH—45069

Key Metrics at a Glance

Home Price Trends — West Chester, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — West Chester, OH

% of Rental Stock

Property Listings — West Chester, OH

Demographics — West Chester, OH

Race and Ethnicity

Mortgage and Risk — West Chester, OH

Mortgages

Rentals and Section 8 — West Chester, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — West Chester, OH

Home Price to Income Ratio

West Chester, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Sharonville, OH

Springdale, OH

Mason, OH

Symmes Township, Sixteen Mile Stand, OH

Middletown, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.1
Median Home Price	$411,000
Median Household Income	$116,000

West Chester, OH—45069

Key Metrics at a Glance

Home Price Trends — West Chester, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — West Chester, OH

% of Rental Stock

Property Listings — West Chester, OH

Demographics — West Chester, OH

Race and Ethnicity

Mortgage and Risk — West Chester, OH

Mortgages

Rentals and Section 8 — West Chester, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — West Chester, OH

Home Price to Income Ratio

West Chester, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Sharonville, OH

Springdale, OH

Mason, OH

Symmes Township, Sixteen Mile Stand, OH

Middletown, OH

Frequently Asked Questions

What is the average home price in West Chester, OH 45069?

How have home prices in West Chester, OH 45069 changed over the past year?

What is the home price projection for West Chester, OH 45069?

What are the demographics of West Chester, OH 45069?

How long does it take homes to sell in West Chester, OH 45069?

What is the average rent price in West Chester, OH 45069?