Amelia, OH—45102
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Amelia, OH
As of Oct '25, the median home price in Amelia, OH is $302,000, with a year-over-year change of 4.7%. This indicates that home prices in Amelia, OH are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $302,000 | 4.7% |
| Single Family | $306,000 | 4.8% |
| Condos | $225,000 | -2.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $213,000 | 5.4% |
3 Bed | $289,000 | 5.1% |
4 Bed | $357,000 | 4.1% |
| 5 Bed | $393,000 | 4.8% |
% of Housing Stock
Rental Trends — Amelia, OH
As of July '25, Rentcast reports the average rent in Amelia, OH is $1,620, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Amelia, OH is 1-bedrooms: $1,070, 2-bedrooms: $1,400, 3-bedrooms: $1,980, 4-bedrooms: $2,340. The most common rental property sizes in Amelia, OH are 2-bedroom and 1-bedroom, accounting for 42.2% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,070 |
| 2 Bed Rent | $1,500 | $1,400 |
| 3 Bed Rent | $2,000 | $1,980 |
| 4 Bed Rent | $2,180 | $2,340 |
% of Rental Stock
Property Listings — Amelia, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Amelia, OH is 24. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $353,000 | 8.0% |
Listing Count | 61 | -24.0% |
| Listings as % of Homes | 0.3% | -24.0% |
Days on Market | 24 | -7.0% |
Demographics — Amelia, OH
As of the latest ACS Survey released in 2023, Amelia, OH has a population of 24,800, which has increased by 10.9% over the past 5 years. Amelia, OH is a popular place for families, as children make up 26.2% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,800 | 10.9% |
% Under 18 | 26.2% | 17.5% |
% Seniors | 13.5% | 3.8% |
% WFH | 10.1% | 165.8% |
% w/ College Degree | 24.3% | 6.6% |
As of the latest ACS Survey released in 2023, Amelia, OH is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Amelia, OH is hispanic, making up 3.6% of the population. Foreign-born residents account for 1.1% of the population in Amelia, OH, and this percentage has decreased by 35.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.5% | -3.7% |
% Black | 1.6% | 77.8% |
% Hispanic | 3.6% | 157.1% |
% Asian | 0.3% | -66.7% |
% Foreign Born | 1.1% | -35.3% |
Mortgage and Risk — Amelia, OH
According to HUD data as of 2023, there were 524 mortgage originations in Amelia, OH, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Amelia, OH. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 524 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Amelia, OH
As of 2024, the percent of homes in Amelia, OH under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Amelia, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 253 |
Total Units Section 8 | 174 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 89.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$310 | $1,200 | $890 |
| 2 Bedroom | -$350 | $1,500 | $1,150 |
| 3 Bedroom | -$480 | $2,000 | $1,520 |
| 4 Bedroom | -$500 | $2,180 | $1,680 |
Affordability — Amelia, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $302,000 |
| Median Household Income | $76,000 |