Hillsboro, OH45133

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$204,000
5.3% YoY Growth
Median Household Income
$58,800
42.1% 5-Year Growth
Days on Market
40
31.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$895
18.6% YoY Growth
1-Bed Rent
$760
17.8% YoY Growth
2-Bed Rent
$895
3.4% YoY Growth
3-Bed Rent
$1,300
34.5% YoY Growth

Property Listings — Hillsboro, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Hillsboro, OH is 40. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$275,0007.0%
Listing Count
93-21.0%
Listings as % of Homes0.4%-21.0%
Days on Market
4031.0%
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Demographics — Hillsboro, OH

As of the latest ACS Survey released in 2023, Hillsboro, OH has a population of 23,600, which has remained stable by -0.7% over the past 5 years. Hillsboro, OH is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,600-0.7%
% Under 18
24.4%0.4%
% Seniors
21.1%7.1%
% WFH
7.3%55.3%
% w/ College Degree
15.7%12.9%
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As of the latest ACS Survey released in 2023, Hillsboro, OH is a predominantly white area, with 94.1% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Hillsboro, OH is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.7% of the population in Hillsboro, OH, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.1%-1.6%
% Black
1.3%-7.1%
% Hispanic
1.4%40.0%
% Asian
0.0%-100.0%
% Foreign Born
0.7%-22.2%
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Mortgage and Risk — Hillsboro, OH

According to HUD data as of 2023, there were 355 mortgage originations in Hillsboro, OH, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Hillsboro, OH. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
355
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Hillsboro, OH

As of 2024, the percent of homes in Hillsboro, OH under the Section 8 program is 11.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Hillsboro, OH, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
287
Total Units Section 8
287
% Rentals under Section 8
11.1%
% Occupied Section 8
84.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$10$760$750
2 Bedroom-$15$895$880
3 Bedroom-$230$1,300$1,070
4 Bedroom$60$1,350$1,410

Affordability — Hillsboro, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$204,000
Median Household Income$58,800

Hillsboro, OH — ZIP Code Boundary Map

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Frequently Asked Questions