Over-the-Rhine, Cincinnati, OH—45202
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Over-the-Rhine, Cincinnati, OH
As of Oct '25, the median home price in Over-the-Rhine, Cincinnati, OH is $395,000, with a year-over-year change of -0.7%. This indicates that home prices in Over-the-Rhine, Cincinnati, OH are flat. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $395,000 | -0.7% |
| Single Family | $496,000 | -1.8% |
| Condos | $341,000 | 0.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $257,000 | -0.4% |
2 Bed | $388,000 | 0.5% |
3 Bed | $673,000 | 0.9% |
4 Bed | $866,000 | 0.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Over-the-Rhine, Cincinnati, OH
As of July '25, Rentcast reports the average rent in Over-the-Rhine, Cincinnati, OH is $1,860, with a year-over-year rent change of 15.5%. Per bedroom, the median rent as of July '25 in Over-the-Rhine, Cincinnati, OH is studios: $1,360, 1-bedrooms: $1,520, 2-bedrooms: $2,540, 3-bedrooms: $5,870. The most common rental property sizes in Over-the-Rhine, Cincinnati, OH are 1-bedroom and 2-bedroom, accounting for 46.5% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,440 | $1,860 |
| Studio Rent | $1,140 | $1,360 |
| 1 Bed Rent | $1,440 | $1,520 |
| 2 Bed Rent | $2,450 | $2,540 |
| 3 Bed Rent | $5,000 | $5,870 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Over-the-Rhine, Cincinnati, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Over-the-Rhine, Cincinnati, OH is 46. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $422,000 | -14.0% |
Listing Count | 118 | -9.0% |
| Listings as % of Homes | 0.7% | -9.0% |
Days on Market | 46 | 19.0% |
Demographics — Over-the-Rhine, Cincinnati, OH
As of the latest ACS Survey released in 2023, Over-the-Rhine, Cincinnati, OH has a population of 17,000, which has increased by 20.7% over the past 5 years. Over-the-Rhine, Cincinnati, OH is a less popular place for families, as children make up 9.3% of the population. The area has a highly educated workforce, with 62.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,000 | 20.7% |
% Under 18 | 9.3% | -33.1% |
% Seniors | 10.2% | -5.6% |
% WFH | 21.7% | 255.7% |
% w/ College Degree | 62.6% | 0.3% |
As of the latest ACS Survey released in 2023, Over-the-Rhine, Cincinnati, OH is a predominantly white area, with 64.2% of the population identifying as white. The white population has grown by 2.1% in the last 5 years. The second most common race or ethnicity in Over-the-Rhine, Cincinnati, OH is black, making up 23.1% of the population. Foreign-born residents account for 6.9% of the population in Over-the-Rhine, Cincinnati, OH, and this percentage has increased by 35.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.2% | 2.1% |
% Black | 23.1% | -19.2% |
% Hispanic | 2.5% | 4.2% |
% Asian | 4.5% | 60.7% |
% Foreign Born | 6.9% | 35.3% |
Mortgage and Risk — Over-the-Rhine, Cincinnati, OH
According to HUD data as of 2023, there were 176 mortgage originations in Over-the-Rhine, Cincinnati, OH, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Over-the-Rhine, Cincinnati, OH. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 176 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 4.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Over-the-Rhine, Cincinnati, OH
Over-the-Rhine, Cincinnati, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,502 |
Total Units Section 8 | 1,428 |
% Rentals under Section 8 | 18.4% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,440 | $1,490 |
| 2 Bedroom | -$520 | $2,450 | $1,930 |
| 3 Bedroom | -$2,440 | $5,000 | $2,560 |
| 4 Bedroom | N/A | N/A | $2,830 |
Affordability — Over-the-Rhine, Cincinnati, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $395,000 |
| Median Household Income | $87,900 |