Columbia-Tusculum, Cincinnati, OH—45226
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Columbia-Tusculum, Cincinnati, OH
As of Oct '25, the median home price in Columbia-Tusculum, Cincinnati, OH is $454,000, with a year-over-year change of 1.5%. This indicates that home prices in Columbia-Tusculum, Cincinnati, OH are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $454,000 | 1.5% |
| Single Family | $482,000 | 1.5% |
| Condos | $359,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $324,000 | 0.3% |
3 Bed | $475,000 | 1.9% |
4 Bed | $797,000 | 2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Columbia-Tusculum, Cincinnati, OH
As of July '25, Rentcast reports the average rent in Columbia-Tusculum, Cincinnati, OH is $1,880, with a year-over-year rent change of -6.0%. Per bedroom, the median rent as of July '25 in Columbia-Tusculum, Cincinnati, OH is 1-bedrooms: $1,250, 2-bedrooms: $1,550, 3-bedrooms: $3,460, 4-bedrooms: $4,950. The most common rental property sizes in Columbia-Tusculum, Cincinnati, OH are 1-bedroom and 2-bedroom, accounting for 48.5% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,250 |
| 2 Bed Rent | $1,320 | $1,550 |
| 3 Bed Rent | $2,800 | $3,460 |
| 4 Bed Rent | $4,950 | $4,950 |
% of Rental Stock
Property Listings — Columbia-Tusculum, Cincinnati, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Columbia-Tusculum, Cincinnati, OH is 67. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $738,000 | 3.0% |
Listing Count | 50 | -1.0% |
| Listings as % of Homes | 1.5% | -1.0% |
Days on Market | 67 | 12.0% |
Demographics — Columbia-Tusculum, Cincinnati, OH
As of the latest ACS Survey released in 2023, Columbia-Tusculum, Cincinnati, OH has a population of 5,960, which has increased by 11.5% over the past 5 years. Columbia-Tusculum, Cincinnati, OH is a moderately popular place for families, as children make up 16.1% of the population. The area has a highly educated workforce, with 73.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,960 | 11.5% |
% Under 18 | 16.1% | -13.4% |
% Seniors | 13.1% | 45.6% |
% WFH | 16.1% | 312.8% |
% w/ College Degree | 73.5% | 4.7% |
As of the latest ACS Survey released in 2023, Columbia-Tusculum, Cincinnati, OH is a predominantly white area, with 84.9% of the population identifying as white. The white population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in Columbia-Tusculum, Cincinnati, OH is hispanic, making up 4.8% of the population. Foreign-born residents account for 4.2% of the population in Columbia-Tusculum, Cincinnati, OH, and this percentage has increased by 10.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.9% | -9.4% |
% Black | 2.0% | 5.3% |
% Hispanic | 4.8% | 242.9% |
% Asian | 2.2% | 57.1% |
% Foreign Born | 4.2% | 10.5% |
Mortgage and Risk — Columbia-Tusculum, Cincinnati, OH
According to HUD data as of 2023, there were 120 mortgage originations in Columbia-Tusculum, Cincinnati, OH, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Columbia-Tusculum, Cincinnati, OH. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 120 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Columbia-Tusculum, Cincinnati, OH
As of 2024, the percent of homes in Columbia-Tusculum, Cincinnati, OH under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Columbia-Tusculum, Cincinnati, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$150 | $1,250 | $1,100 |
| 2 Bedroom | $100 | $1,320 | $1,420 |
| 3 Bedroom | -$920 | $2,800 | $1,880 |
| 4 Bedroom | -$2,870 | $4,950 | $2,080 |
Affordability — Columbia-Tusculum, Cincinnati, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $454,000 |
| Median Household Income | $100,000 |