Mount Washington, Cincinnati, OH—45230
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Washington, Cincinnati, OH
As of Oct '25, the median home price in Mount Washington, Cincinnati, OH is $302,000, with a year-over-year change of 1.8%. This indicates that home prices in Mount Washington, Cincinnati, OH are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $302,000 | 1.8% |
| Single Family | $310,000 | 2.0% |
| Condos | $197,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $143,000 | -5.9% |
2 Bed | $212,000 | 1.0% |
3 Bed | $284,000 | 1.8% |
4 Bed | $414,000 | 2.7% |
| 5 Bed | $677,000 | 2.7% |
% of Housing Stock
Rental Trends — Mount Washington, Cincinnati, OH
As of July '25, Rentcast reports the average rent in Mount Washington, Cincinnati, OH is $1,650, with a year-over-year rent change of 3.1%. Per bedroom, the median rent as of July '25 in Mount Washington, Cincinnati, OH is 1-bedrooms: $1,110, 2-bedrooms: $1,190, 3-bedrooms: $1,930, 4-bedrooms: $2,710. The most common rental property sizes in Mount Washington, Cincinnati, OH are 2-bedroom and 1-bedroom, accounting for 41.9% and 34.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $999 | $1,110 |
| 2 Bed Rent | $1,200 | $1,190 |
| 3 Bed Rent | $1,900 | $1,930 |
| 4 Bed Rent | $2,240 | $2,710 |
% of Rental Stock
Property Listings — Mount Washington, Cincinnati, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Washington, Cincinnati, OH is 29. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $322,000 | -8.0% |
Listing Count | 96 | -12.0% |
| Listings as % of Homes | 0.3% | -12.0% |
Days on Market | 29 | 2.0% |
Demographics — Mount Washington, Cincinnati, OH
As of the latest ACS Survey released in 2023, Mount Washington, Cincinnati, OH has a population of 26,900, which has decreased by -3.1% over the past 5 years. Mount Washington, Cincinnati, OH is a moderately popular place for families, as children make up 24.1% of the population. The area has a highly educated workforce, with 54.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,900 | -3.1% |
% Under 18 | 24.1% | -2.0% |
% Seniors | 16.2% | 3.2% |
% WFH | 17.4% | 141.7% |
% w/ College Degree | 54.0% | 10.2% |
As of the latest ACS Survey released in 2023, Mount Washington, Cincinnati, OH is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Mount Washington, Cincinnati, OH is black, making up 3.9% of the population. Foreign-born residents account for 3.3% of the population in Mount Washington, Cincinnati, OH, and this percentage has increased by 3.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.4% | -0.2% |
% Black | 3.9% | -9.3% |
% Hispanic | 3.9% | 39.3% |
% Asian | 1.3% | -27.8% |
% Foreign Born | 3.3% | 3.1% |
Mortgage and Risk — Mount Washington, Cincinnati, OH
According to HUD data as of 2023, there were 577 mortgage originations in Mount Washington, Cincinnati, OH, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Mount Washington, Cincinnati, OH. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 577 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Mount Washington, Cincinnati, OH
As of 2024, the percent of homes in Mount Washington, Cincinnati, OH under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Mount Washington, Cincinnati, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 275 |
Total Units Section 8 | 125 |
% Rentals under Section 8 | 4.4% |
% Occupied Section 8 | 90.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$109 | $999 | $890 |
| 2 Bedroom | -$40 | $1,200 | $1,160 |
| 3 Bedroom | -$360 | $1,900 | $1,540 |
| 4 Bedroom | -$540 | $2,240 | $1,700 |
Affordability — Mount Washington, Cincinnati, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $302,000 |
| Median Household Income | $87,100 |