White Oak, Dent, OH—45247
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Oak, Dent, OH
As of Oct '25, the median home price in White Oak, Dent, OH is $315,000, with a year-over-year change of 2.2%. This indicates that home prices in White Oak, Dent, OH are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | 2.2% |
| Single Family | $349,000 | 1.7% |
| Condos | $180,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | 1.6% |
3 Bed | $308,000 | 2.0% |
4 Bed | $405,000 | 2.3% |
| 5 Bed | $494,000 | 2.5% |
% of Housing Stock
Rental Trends — White Oak, Dent, OH
As of July '25, Rentcast reports the average rent in White Oak, Dent, OH is $1,680, with a year-over-year rent change of -9.2%. Per bedroom, the median rent as of July '25 in White Oak, Dent, OH is 1-bedrooms: $894, 2-bedrooms: $1,480, 3-bedrooms: $2,520, 4-bedrooms: $5,500. The most common rental property sizes in White Oak, Dent, OH are 2-bedroom and 3-bedroom, accounting for 56.7% and 21.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $825 | $894 |
| 2 Bed Rent | $1,250 | $1,480 |
| 3 Bed Rent | $2,520 | $2,520 |
| 4 Bed Rent | $5,500 | $5,500 |
% of Rental Stock
Property Listings — White Oak, Dent, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in White Oak, Dent, OH is 27. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $338,000 | -22.0% |
Listing Count | 67 | -11.0% |
| Listings as % of Homes | 0.3% | -11.0% |
Days on Market | 27 | -26.0% |
Demographics — White Oak, Dent, OH
As of the latest ACS Survey released in 2023, White Oak, Dent, OH has a population of 23,600, which has increased by 4.6% over the past 5 years. White Oak, Dent, OH is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 39.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,600 | 4.6% |
% Under 18 | 23.2% | 21.5% |
% Seniors | 22.4% | 2.3% |
% WFH | 14.1% | 227.9% |
% w/ College Degree | 39.5% | 13.5% |
As of the latest ACS Survey released in 2023, White Oak, Dent, OH is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in White Oak, Dent, OH is black, making up 7.2% of the population. Foreign-born residents account for 2.6% of the population in White Oak, Dent, OH, and this percentage has decreased by 7.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.3% | -4.0% |
% Black | 7.2% | 67.4% |
% Hispanic | 1.0% | -28.6% |
% Asian | 0.8% | -33.3% |
% Foreign Born | 2.6% | -7.1% |
Mortgage and Risk — White Oak, Dent, OH
According to HUD data as of 2023, there were 484 mortgage originations in White Oak, Dent, OH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in White Oak, Dent, OH. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 484 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — White Oak, Dent, OH
As of 2024, the percent of homes in White Oak, Dent, OH under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in White Oak, Dent, OH, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 30 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $175 | $825 | $1,000 |
| 2 Bedroom | $40 | $1,250 | $1,290 |
| 3 Bedroom | -$810 | $2,520 | $1,710 |
| 4 Bedroom | -$3,610 | $5,500 | $1,890 |
Affordability — White Oak, Dent, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $315,000 |
| Median Household Income | $95,800 |