Camden, OH45311

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$196,000
1.7% YoY Growth
Median Household Income
$66,200
16.2% 5-Year Growth
Days on Market
55
39.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$900
10.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$900
N/A
3-Bed Rent
N/A
N/A

Property Listings — Camden, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, OH is 55. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$230,000-8.0%
Listing Count
1210.0%
Listings as % of Homes0.3%10.0%
Days on Market
5539.0%
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Demographics — Camden, OH

As of the latest ACS Survey released in 2023, Camden, OH has a population of 5,960, which has decreased by -3.8% over the past 5 years. Camden, OH is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,960-3.8%
% Under 18
19.1%-15.5%
% Seniors
18.2%1.7%
% WFH
8.0%35.6%
% w/ College Degree
14.5%17.9%
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As of the latest ACS Survey released in 2023, Camden, OH is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Camden, OH is hispanic, making up 1.3% of the population. Foreign-born residents account for 0.0% of the population in Camden, OH, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.1%-0.7%
% Black
0.3%∞%
% Hispanic
1.3%160.0%
% Asian
0.0%-100.0%
% Foreign Born
0.0%-100.0%
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Mortgage and Risk — Camden, OH

According to HUD data as of 2023, there were 125 mortgage originations in Camden, OH, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Camden, OH. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
125
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Camden, OH

Camden, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
51
Total Units Section 8
52
% Rentals under Section 8
N/A
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 Bedroom-$20$900$880
3 BedroomN/AN/A$1,190
4 BedroomN/AN/A$1,350

Affordability — Camden, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$196,000
Median Household Income$66,200

Camden, OH — ZIP Code Boundary Map

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Frequently Asked Questions