Eaton, OH—45320
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eaton, OH
Eaton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $239,000 | 2.3% |
| Single Family | $239,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $160,000 | 3.9% |
3 Bed | $225,000 | 4.7% |
4 Bed | $307,000 | 3.4% |
| 5 Bed | $389,000 | 3.7% |
% of Housing Stock
Rental Trends — Eaton, OH
As of July '25, Rentcast reports the average rent in Eaton, OH is $2,400, with a year-over-year rent change of 162.3%. Per bedroom, the median rent as of July '25 in Eaton, OH is 3-bedrooms: $2,400. The most common rental property sizes in Eaton, OH are 2-bedroom and 3-bedroom, accounting for 42.5% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Eaton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Eaton, OH is 38. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | -10.0% |
Listing Count | 63 | 19.0% |
| Listings as % of Homes | 0.7% | 19.0% |
Days on Market | 38 | -28.0% |
Demographics — Eaton, OH
As of the latest ACS Survey released in 2023, Eaton, OH has a population of 15,400, which has increased by 2.8% over the past 5 years. Eaton, OH is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,400 | 2.8% |
% Under 18 | 23.0% | 0.0% |
% Seniors | 20.8% | 4.0% |
% WFH | 4.5% | 66.7% |
% w/ College Degree | 20.9% | 18.8% |
As of the latest ACS Survey released in 2023, Eaton, OH is a predominantly white area, with 95.4% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Eaton, OH is black, making up 0.8% of the population. Foreign-born residents account for 0.6% of the population in Eaton, OH, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.4% | 1.0% |
% Black | 0.8% | -20.0% |
% Hispanic | 0.6% | -50.0% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 0.6% | -50.0% |
Mortgage and Risk — Eaton, OH
According to HUD data as of 2023, there were 335 mortgage originations in Eaton, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Eaton, OH. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 335 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Eaton, OH
Eaton, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 113 |
Total Units Section 8 | 102 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 80.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | -$1,210 | $2,400 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,350 |
Affordability — Eaton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $239,000 |
| Median Household Income | $68,700 |