Miamisburg, OH—45342
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Miamisburg, OH
Miamisburg, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $254,000 | 4.2% |
| Single Family | $267,000 | 4.7% |
| Condos | $180,000 | -4.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $167,000 | 4.4% |
3 Bed | $256,000 | 4.9% |
4 Bed | $345,000 | 4.2% |
| 5 Bed | $381,000 | 3.8% |
% of Housing Stock
Rental Trends — Miamisburg, OH
As of July '25, Rentcast reports the average rent in Miamisburg, OH is $1,360, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Miamisburg, OH is studios: $895, 1-bedrooms: $1,040, 2-bedrooms: $1,090, 3-bedrooms: $1,840, 4-bedrooms: $2,200. The most common rental property sizes in Miamisburg, OH are 2-bedroom and 3-bedroom, accounting for 46.0% and 21.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,360 |
| Studio Rent | $895 | $895 |
| 1 Bed Rent | $1,040 | $1,040 |
| 2 Bed Rent | $975 | $1,090 |
| 3 Bed Rent | $1,720 | $1,840 |
| 4 Bed Rent | $2,400 | $2,200 |
% of Rental Stock
Property Listings — Miamisburg, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Miamisburg, OH is 29. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $290,000 | 0.0% |
Listing Count | 104 | 10.0% |
| Listings as % of Homes | 0.5% | 10.0% |
Days on Market | 29 | 34.0% |
Demographics — Miamisburg, OH
As of the latest ACS Survey released in 2023, Miamisburg, OH has a population of 36,700, which has remained stable by 0.0% over the past 5 years. Miamisburg, OH is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 36,700 | 0.0% |
% Under 18 | 23.7% | 4.9% |
% Seniors | 15.2% | -1.3% |
% WFH | 12.1% | 505.0% |
% w/ College Degree | 33.0% | 10.0% |
As of the latest ACS Survey released in 2023, Miamisburg, OH is a predominantly white area, with 83.3% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Miamisburg, OH is black, making up 5.9% of the population. Foreign-born residents account for 5.6% of the population in Miamisburg, OH, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.3% | -0.2% |
% Black | 5.9% | -1.7% |
% Hispanic | 2.7% | -3.6% |
% Asian | 4.2% | 0.0% |
% Foreign Born | 5.6% | -12.5% |
Mortgage and Risk — Miamisburg, OH
According to HUD data as of 2023, there were 745 mortgage originations in Miamisburg, OH, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Miamisburg, OH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 745 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Miamisburg, OH
As of 2024, the percent of homes in Miamisburg, OH under the Section 8 program is 5.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Miamisburg, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 318 |
Total Units Section 8 | 293 |
% Rentals under Section 8 | 5.1% |
% Occupied Section 8 | 89.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,040 | $1,000 |
| 2 Bedroom | $305 | $975 | $1,280 |
| 3 Bedroom | -$70 | $1,720 | $1,650 |
| 4 Bedroom | -$570 | $2,400 | $1,830 |
Affordability — Miamisburg, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $254,000 |
| Median Household Income | $83,900 |