Miamisburg, OH 45342 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Miamisburg, OH—45342

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$254,000

4.7% YoY Growth

Household Income

$83,900

38.8% YoY Growth

Days on Market

49

17.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,150

0.7% YoY Growth

1-Bed Rent

$1,040

22.1% YoY Growth

2-Bed Rent

$975

0.9% YoY Growth

3-Bed Rent

$1,720

27.8% YoY Growth

Home Price Trends — Miamisburg, OH

Miamisburg, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$254,000	4.7%
Single Family	$267,000	5.1%
Condos	$179,000	-4.3%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Miamisburg, OH

As of July '25, Rentcast reports the average rent in Miamisburg, OH is $1,360, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Miamisburg, OH is studios: $895, 1-bedrooms: $1,040, 2-bedrooms: $1,090, 3-bedrooms: $1,840, 4-bedrooms: $2,200. The most common rental property sizes in Miamisburg, OH are 2-bedroom and 3-bedroom, accounting for 46.0% and 21.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,150	$1,360
Studio Rent	$895	$895
1 Bed Rent	$1,040	$1,040
2 Bed Rent	$975	$1,090
3 Bed Rent	$1,720	$1,840
4 Bed Rent	$2,400	$2,200

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% of Rental Stock

Studio

4.5%

1 Bedroom

20.8%

2 Bedrooms

46.0%

3 Bedrooms

21.4%

4 Bedrooms

3.9%

5+ Bedrooms

3.3%

Property Listings — Miamisburg, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Miamisburg, OH is 42. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$275,000	4.0%
Listing Count	92	10.0%
Listings as % of Homes	0.5%	10.0%
Days on Market	49	17.0%

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Demographics — Miamisburg, OH

As of the latest ACS Survey released in 2023, Miamisburg, OH has a population of 36,700, which has remained stable by 0.0% over the past 5 years. Miamisburg, OH is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	36,700	0.0%
% Under 18	23.7%	4.9%
% Seniors	15.2%	-1.3%
% WFH	12.1%	505.0%
% w/ College Degree	33.0%	10.0%

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As of the latest ACS Survey released in 2023, Miamisburg, OH is a predominantly white area, with 83.3% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Miamisburg, OH is black, making up 5.9% of the population. Foreign-born residents account for 5.6% of the population in Miamisburg, OH, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	83.3%	-0.2%
% Black	5.9%	-1.7%
% Hispanic	2.7%	-3.6%
% Asian	4.2%	0.0%
% Foreign Born	5.6%	-12.5%

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Mortgage and Risk — Miamisburg, OH

According to HUD data as of 2023, there were 745 mortgage originations in Miamisburg, OH, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Miamisburg, OH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	745
% Conventional Loans	78.0%
% Government Loans	22.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Miamisburg, OH

As of 2024, the percent of homes in Miamisburg, OH under the Section 8 program is 5.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Miamisburg, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	318
Total Units Section 8	293
% Rentals under Section 8	5.1%
% Occupied Section 8	89.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$40	$1,040	$1,000
2 Bedroom	$305	$975	$1,280
3 Bedroom	-$70	$1,720	$1,650
4 Bedroom	-$570	$2,400	$1,830

Miamisburg, OH—45342

Key Metrics at a Glance

Home Price Trends — Miamisburg, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Miamisburg, OH

% of Rental Stock

Property Listings — Miamisburg, OH

Demographics — Miamisburg, OH

Race and Ethnicity

Mortgage and Risk — Miamisburg, OH

Mortgages

Rentals and Section 8 — Miamisburg, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Miamisburg, OH

Home Price to Income Ratio

Miamisburg, OH — ZIP Code Boundary Map

Nearby ZIP Codes

West Carrollton, OH

Moraine, OH

Springboro, OH

Franklin, OH

Dayton, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$254,000
Median Household Income	$83,900

Miamisburg, OH—45342

Key Metrics at a Glance

Home Price Trends — Miamisburg, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Miamisburg, OH

% of Rental Stock

Property Listings — Miamisburg, OH

Demographics — Miamisburg, OH

Race and Ethnicity

Mortgage and Risk — Miamisburg, OH

Mortgages

Rentals and Section 8 — Miamisburg, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Miamisburg, OH

Home Price to Income Ratio

Miamisburg, OH — ZIP Code Boundary Map

Nearby ZIP Codes

West Carrollton, OH

Moraine, OH

Springboro, OH

Franklin, OH

Dayton, OH

Frequently Asked Questions

What is the average home price in Miamisburg, OH 45342?

How have home prices in Miamisburg, OH 45342 changed over the past year?

What is the home price projection for Miamisburg, OH 45342?

What are the demographics of Miamisburg, OH 45342?

How long does it take homes to sell in Miamisburg, OH 45342?

What is the average rent price in Miamisburg, OH 45342?