New Carlisle, OH—45344
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — New Carlisle, OH
As of Oct '25, the median home price in New Carlisle, OH is $207,000, with a year-over-year change of 5.0%. This indicates that home prices in New Carlisle, OH are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $207,000 | 5.0% |
| Single Family | $207,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $178,000 | 5.3% |
3 Bed | $193,000 | 4.9% |
4 Bed | $299,000 | 4.5% |
| 5 Bed | $401,000 | 4.7% |
% of Housing Stock
Rental Trends — New Carlisle, OH
As of July '25, Rentcast reports the average rent in New Carlisle, OH is $1,040, with a year-over-year rent change of 27.1%. Per bedroom, the median rent as of July '25 in New Carlisle, OH is 2-bedrooms: $655, 3-bedrooms: $1,220. The most common rental property sizes in New Carlisle, OH are 3-bedroom and 2-bedroom, accounting for 42.3% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $655 | $655 |
| 3 Bed Rent | $1,100 | $1,220 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — New Carlisle, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in New Carlisle, OH is 38. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $274,000 | 24.0% |
Listing Count | 43 | -6.0% |
| Listings as % of Homes | 0.4% | -6.0% |
Days on Market | 38 | 60.0% |
Demographics — New Carlisle, OH
As of the latest ACS Survey released in 2023, New Carlisle, OH has a population of 16,800, which has increased by 4.6% over the past 5 years. New Carlisle, OH is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,800 | 4.6% |
% Under 18 | 22.1% | -14.3% |
% Seniors | 20.5% | 19.2% |
% WFH | 13.4% | 570.0% |
% w/ College Degree | 18.3% | -1.6% |
As of the latest ACS Survey released in 2023, New Carlisle, OH is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in New Carlisle, OH is hispanic, making up 8.2% of the population. Foreign-born residents account for 2.7% of the population in New Carlisle, OH, and this percentage has decreased by 30.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -0.2% |
% Black | 0.2% | -50.0% |
% Hispanic | 8.2% | -3.5% |
% Asian | 0.1% | -75.0% |
% Foreign Born | 2.7% | -30.8% |
Mortgage and Risk — New Carlisle, OH
According to HUD data as of 2023, there were 338 mortgage originations in New Carlisle, OH, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in New Carlisle, OH. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 338 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — New Carlisle, OH
New Carlisle, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 69 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | 58.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | $355 | $655 | $1,010 |
| 3 Bedroom | $140 | $1,100 | $1,240 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — New Carlisle, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $207,000 |
| Median Household Income | $71,600 |