Piqua, OH45356

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$177,000
4.3% YoY Growth
Median Household Income
$66,100
35.7% 5-Year Growth
Days on Market
37
69.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$950
11.5% YoY Growth
1-Bed Rent
$760
10.8% YoY Growth
2-Bed Rent
$950
6.3% YoY Growth
3-Bed Rent
$975
6.6% YoY Growth

Property Listings — Piqua, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Piqua, OH is 37. This is a increase of 69.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$197,0008.0%
Listing Count
9520.0%
Listings as % of Homes0.4%20.0%
Days on Market
3769.0%
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Demographics — Piqua, OH

As of the latest ACS Survey released in 2023, Piqua, OH has a population of 25,200, which has remained stable by -0.2% over the past 5 years. Piqua, OH is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,200-0.2%
% Under 18
21.3%-5.3%
% Seniors
18.3%7.6%
% WFH
6.8%172.0%
% w/ College Degree
14.8%-1.3%
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As of the latest ACS Survey released in 2023, Piqua, OH is a predominantly white area, with 92.4% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Piqua, OH is black, making up 2.5% of the population. Foreign-born residents account for 0.6% of the population in Piqua, OH, and this percentage has decreased by 57.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.4%1.4%
% Black
2.5%0.0%
% Hispanic
1.2%33.3%
% Asian
0.7%-30.0%
% Foreign Born
0.6%-57.1%
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Mortgage and Risk — Piqua, OH

According to HUD data as of 2023, there were 511 mortgage originations in Piqua, OH, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Piqua, OH. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
511
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Piqua, OH

Piqua, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
584
Total Units Section 8
544
% Rentals under Section 8
15.9%
% Occupied Section 8
88.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$60$760$820
2 Bedroom$100$950$1,050
3 Bedroom$385$975$1,360
4 BedroomN/AN/A$1,500

Affordability — Piqua, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$177,000
Median Household Income$66,100

Piqua, OH — ZIP Code Boundary Map

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Frequently Asked Questions