Sidney, OH—45365
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sidney, OH
As of Oct '25, the median home price in Sidney, OH is $204,000, with a year-over-year change of 8.7%. This indicates that home prices in Sidney, OH are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $204,000 | 8.7% |
| Single Family | $206,000 | 9.6% |
| Condos | $161,000 | 7.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $90,000 | 0.0% |
2 Bed | $148,000 | 8.8% |
3 Bed | $215,000 | 10.3% |
4 Bed | $275,000 | 10.9% |
| 5 Bed | $301,000 | 10.3% |
% of Housing Stock
Rental Trends — Sidney, OH
As of July '25, Rentcast reports the average rent in Sidney, OH is $992, with a year-over-year rent change of 4.4%. Per bedroom, the median rent as of July '25 in Sidney, OH is studios: $825, 1-bedrooms: $1,320, 2-bedrooms: $888, 3-bedrooms: $1,250. The most common rental property sizes in Sidney, OH are 2-bedroom and 3-bedroom, accounting for 48.0% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $839 | $992 |
| Studio Rent | $825 | $825 |
| 1 Bed Rent | $1,320 | $1,320 |
| 2 Bed Rent | $825 | $888 |
| 3 Bed Rent | $1,200 | $1,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sidney, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Sidney, OH is 80. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $225,000 | -2.0% |
Listing Count | 110 | 36.0% |
| Listings as % of Homes | 0.5% | 36.0% |
Days on Market | 80 | 60.0% |
Demographics — Sidney, OH
As of the latest ACS Survey released in 2023, Sidney, OH has a population of 29,000, which has decreased by -4.2% over the past 5 years. Sidney, OH is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,000 | -4.2% |
% Under 18 | 23.4% | -7.1% |
% Seniors | 18.3% | 17.3% |
% WFH | 3.2% | 18.5% |
% w/ College Degree | 19.1% | 15.1% |
As of the latest ACS Survey released in 2023, Sidney, OH is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Sidney, OH is black, making up 3.4% of the population. Foreign-born residents account for 1.8% of the population in Sidney, OH, and this percentage has decreased by 28.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.7% | -0.3% |
% Black | 3.4% | -15.0% |
% Hispanic | 2.1% | 10.5% |
% Asian | 0.8% | -38.5% |
% Foreign Born | 1.8% | -28.0% |
Mortgage and Risk — Sidney, OH
According to HUD data as of 2023, there were 497 mortgage originations in Sidney, OH, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Sidney, OH. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 497 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Sidney, OH
Sidney, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 408 |
Total Units Section 8 | 258 |
% Rentals under Section 8 | 6.9% |
% Occupied Section 8 | 95.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$600 | $1,320 | $720 |
| 2 Bedroom | $105 | $825 | $930 |
| 3 Bedroom | $0 | $1,200 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Sidney, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $204,000 |
| Median Household Income | $66,000 |