Yellow Springs, OH45387

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$362,000
1.3% YoY Growth
Median Household Income
$85,700
11.6% 5-Year Growth
Days on Market
62
17.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,500
27.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Yellow Springs, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Yellow Springs, OH is 62. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$402,000-6.0%
Listing Count
296.0%
Listings as % of Homes0.2%6.0%
Days on Market
6217.0%
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Demographics — Yellow Springs, OH

As of the latest ACS Survey released in 2023, Yellow Springs, OH has a population of 5,170, which has decreased by -5.2% over the past 5 years. Yellow Springs, OH is a less popular place for families, as children make up 14.8% of the population. The area has a highly educated workforce, with 61.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,170-5.2%
% Under 18
14.8%-18.2%
% Seniors
29.5%22.9%
% WFH
17.3%106.0%
% w/ College Degree
61.7%9.4%
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As of the latest ACS Survey released in 2023, Yellow Springs, OH is a predominantly white area, with 86.1% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Yellow Springs, OH is black, making up 7.2% of the population. Foreign-born residents account for 1.8% of the population in Yellow Springs, OH, and this percentage has decreased by 51.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.1%1.5%
% Black
7.2%-22.6%
% Hispanic
2.8%33.3%
% Asian
0.0%-100.0%
% Foreign Born
1.8%-51.4%
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Mortgage and Risk — Yellow Springs, OH

According to HUD data as of 2023, there were 72 mortgage originations in Yellow Springs, OH, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Yellow Springs, OH. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
72
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
0.0%
% Second Loans
4.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Yellow Springs, OH

Yellow Springs, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
100
Total Units Section 8
40
% Rentals under Section 8
5.6%
% Occupied Section 8
88.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$790
2 BedroomN/AN/A$1,000
3 BedroomN/AN/A$1,290
4 Bedroom-$1,070$2,500$1,430

Affordability — Yellow Springs, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$362,000
Median Household Income$85,700

Yellow Springs, OH — ZIP Code Boundary Map

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Frequently Asked Questions