Oakwood, OH—45419
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Oakwood, OH
Home Price Trends — Oakwood, OH
Oakwood, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $273,000 | 3.4% |
| Single Family | $277,000 | 3.7% |
| Condos | $112,000 | 6.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $191,000 | 4.4% |
3 Bed | $260,000 | 3.6% |
4 Bed | $451,000 | 3.4% |
| 5 Bed | $731,000 | 3.5% |
% of Housing Stock
Rental Trends — Oakwood, OH
As of July '25, Rentcast reports the average rent in Oakwood, OH is $1,330, with a year-over-year rent change of 11.8%. Per bedroom, the median rent as of July '25 in Oakwood, OH is studios: $849, 1-bedrooms: $846, 2-bedrooms: $1,170, 3-bedrooms: $2,380, 4-bedrooms: $3,400. The most common rental property sizes in Oakwood, OH are 2-bedroom and 1-bedroom, accounting for 42.4% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $1,330 |
| Studio Rent | $850 | $849 |
| 1 Bed Rent | $850 | $846 |
| 2 Bed Rent | $1,250 | $1,170 |
| 3 Bed Rent | $2,200 | $2,380 |
| 4 Bed Rent | $3,000 | $3,400 |
% of Rental Stock
Property Listings — Oakwood, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Oakwood, OH is 49. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $295,000 | -13.0% |
Listing Count | 70 | 2.0% |
| Listings as % of Homes | 0.4% | 2.0% |
Days on Market | 49 | -7.0% |
Demographics — Oakwood, OH
As of the latest ACS Survey released in 2023, Oakwood, OH has a population of 16,600, which has increased by 9.8% over the past 5 years. Oakwood, OH is a moderately popular place for families, as children make up 25.0% of the population. The area has a highly educated workforce, with 57.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,600 | 9.8% |
% Under 18 | 25.0% | -1.2% |
% Seniors | 11.9% | -8.5% |
% WFH | 14.4% | 161.8% |
% w/ College Degree | 57.3% | 6.7% |
As of the latest ACS Survey released in 2023, Oakwood, OH is a predominantly white area, with 87.4% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Oakwood, OH is hispanic, making up 2.4% of the population. Foreign-born residents account for 4.1% of the population in Oakwood, OH, and this percentage has decreased by 28.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.4% | -5.8% |
% Black | 1.7% | -5.6% |
% Hispanic | 2.4% | 41.2% |
% Asian | 2.2% | 22.2% |
% Foreign Born | 4.1% | -28.1% |
Mortgage and Risk — Oakwood, OH
According to HUD data as of 2023, there were 366 mortgage originations in Oakwood, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Oakwood, OH. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 366 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Oakwood, OH
As of 2024, the percent of homes in Oakwood, OH under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oakwood, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 73 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $850 | $790 |
| 2 Bedroom | -$240 | $1,250 | $1,010 |
| 3 Bedroom | -$900 | $2,200 | $1,300 |
| 4 Bedroom | -$1,560 | $3,000 | $1,440 |
Affordability — Oakwood, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $273,000 |
| Median Household Income | $85,900 |