Huber Heights, OH—45424
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Huber Heights, OH
Huber Heights, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $218,000 | 3.9% |
| Single Family | $221,000 | 4.2% |
| Condos | $133,000 | 3.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $154,000 | 3.4% |
3 Bed | $204,000 | 3.6% |
4 Bed | $268,000 | 3.9% |
| 5 Bed | $327,000 | 3.2% |
% of Housing Stock
Rental Trends — Huber Heights, OH
As of July '25, Rentcast reports the average rent in Huber Heights, OH is $1,590, with a year-over-year rent change of 0.6%. Per bedroom, the median rent as of July '25 in Huber Heights, OH is studios: $1,190, 1-bedrooms: $1,060, 2-bedrooms: $960, 3-bedrooms: $1,710, 4-bedrooms: $2,220. The most common rental property sizes in Huber Heights, OH are 2-bedroom and 3-bedroom, accounting for 36.0% and 34.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,590 |
| Studio Rent | $1,190 | $1,190 |
| 1 Bed Rent | $925 | $1,060 |
| 2 Bed Rent | $950 | $960 |
| 3 Bed Rent | $1,600 | $1,710 |
| 4 Bed Rent | $2,250 | $2,220 |
% of Rental Stock
Property Listings — Huber Heights, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Huber Heights, OH is 44. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $245,000 | -1.0% |
Listing Count | 162 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 44 | 29.0% |
Demographics — Huber Heights, OH
As of the latest ACS Survey released in 2023, Huber Heights, OH has a population of 49,900, which has decreased by -1.8% over the past 5 years. Huber Heights, OH is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 49,900 | -1.8% |
% Under 18 | 22.3% | -8.6% |
% Seniors | 17.5% | 12.2% |
% WFH | 9.2% | 360.0% |
% w/ College Degree | 26.8% | 0.4% |
As of the latest ACS Survey released in 2023, Huber Heights, OH is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Huber Heights, OH is black, making up 14.9% of the population. Foreign-born residents account for 7.0% of the population in Huber Heights, OH, and this percentage has increased by 37.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.0% | -3.8% |
% Black | 14.9% | 5.7% |
% Hispanic | 4.6% | 35.3% |
% Asian | 3.2% | 3.2% |
% Foreign Born | 7.0% | 37.3% |
Mortgage and Risk — Huber Heights, OH
According to HUD data as of 2023, there were 1017 mortgage originations in Huber Heights, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Huber Heights, OH. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,017 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Huber Heights, OH
As of 2024, the percent of homes in Huber Heights, OH under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Huber Heights, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 410 |
Total Units Section 8 | 304 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 87.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$5 | $925 | $920 |
| 2 Bedroom | $220 | $950 | $1,170 |
| 3 Bedroom | -$90 | $1,600 | $1,510 |
| 4 Bedroom | -$580 | $2,250 | $1,670 |
Affordability — Huber Heights, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $218,000 |
| Median Household Income | $78,600 |