Kettering, OH 45429 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Kettering, OH—45429

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$267,000

4.5% YoY Growth

Household Income

$77,300

19.9% YoY Growth

Days on Market

51

27.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,200

7.5% YoY Growth

1-Bed Rent

$775

1.2% YoY Growth

2-Bed Rent

$1,200

1.7% YoY Growth

3-Bed Rent

$1,700

16.0% YoY Growth

Other Zip Codes in Kettering, OH

45420 45440

Home Price Trends — Kettering, OH

Kettering, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$267,000	4.5%
Single Family	$268,000	5.1%
Condos	$239,000	-2.0%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Kettering, OH

As of July '25, Rentcast reports the average rent in Kettering, OH is $1,430, with a year-over-year rent change of 7.5%. Per bedroom, the median rent as of July '25 in Kettering, OH is studios: $725, 1-bedrooms: $843, 2-bedrooms: $1,200, 3-bedrooms: $1,890, 4-bedrooms: $2,300. The most common rental property sizes in Kettering, OH are 2-bedroom and 1-bedroom, accounting for 49.3% and 22.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,200	$1,430
Studio Rent	$725	$725
1 Bed Rent	$775	$843
2 Bed Rent	$1,200	$1,200
3 Bed Rent	$1,700	$1,890
4 Bed Rent	$2,200	$2,300

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% of Rental Stock

Studio

4.6%

1 Bedroom

22.1%

2 Bedrooms

49.3%

3 Bedrooms

21.1%

4 Bedrooms

2.1%

5+ Bedrooms

0.9%

Property Listings — Kettering, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Kettering, OH is 44. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$307,000	13.0%
Listing Count	75	18.0%
Listings as % of Homes	0.4%	18.0%
Days on Market	51	27.0%

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Demographics — Kettering, OH

As of the latest ACS Survey released in 2023, Kettering, OH has a population of 26,500, which has increased by 3.0% over the past 5 years. Kettering, OH is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 48.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	26,500	3.0%
% Under 18	20.1%	3.6%
% Seniors	21.9%	0.5%
% WFH	12.2%	221.1%
% w/ College Degree	48.2%	12.9%

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As of the latest ACS Survey released in 2023, Kettering, OH is a predominantly white area, with 85.7% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Kettering, OH is black, making up 4.8% of the population. Foreign-born residents account for 5.1% of the population in Kettering, OH, and this percentage has increased by 30.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	85.7%	-3.8%
% Black	4.8%	41.2%
% Hispanic	2.6%	18.2%
% Asian	2.0%	-13.0%
% Foreign Born	5.1%	30.8%

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Mortgage and Risk — Kettering, OH

According to HUD data as of 2023, there were 641 mortgage originations in Kettering, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Kettering, OH. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	641
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	2.0%
% Second Loans	1.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Kettering, OH

As of 2024, the percent of homes in Kettering, OH under the Section 8 program is 4.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Kettering, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	166
Total Units Section 8	166
% Rentals under Section 8	4.1%
% Occupied Section 8	92.8%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$75	$775	$850
2 Bedroom	-$120	$1,200	$1,080
3 Bedroom	-$310	$1,700	$1,390
4 Bedroom	-$660	$2,200	$1,540

Kettering, OH—45429

Key Metrics at a Glance

Other Zip Codes in Kettering, OH

Home Price Trends — Kettering, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Kettering, OH

% of Rental Stock

Property Listings — Kettering, OH

Demographics — Kettering, OH

Race and Ethnicity

Mortgage and Risk — Kettering, OH

Mortgages

Rentals and Section 8 — Kettering, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Kettering, OH

Home Price to Income Ratio

Kettering, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Oakwood, OH

Dayton, OH

Kettering, OH

Oakwood, OH

Walnut Hills

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$267,000
Median Household Income	$77,300

Kettering, OH—45429

Key Metrics at a Glance

Other Zip Codes in Kettering, OH

Home Price Trends — Kettering, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Kettering, OH

% of Rental Stock

Property Listings — Kettering, OH

Demographics — Kettering, OH

Race and Ethnicity

Mortgage and Risk — Kettering, OH

Mortgages

Rentals and Section 8 — Kettering, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Kettering, OH

Home Price to Income Ratio

Kettering, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Oakwood, OH

Dayton, OH

Kettering, OH

Oakwood, OH

Walnut Hills

Frequently Asked Questions

What is the average home price in Kettering, OH 45429?

How have home prices in Kettering, OH 45429 changed over the past year?

What is the home price projection for Kettering, OH 45429?

What are the demographics of Kettering, OH 45429?

How long does it take homes to sell in Kettering, OH 45429?

What is the average rent price in Kettering, OH 45429?