West Carrollton, OH45449

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$185,000
5.8% YoY Growth
Median Household Income
$60,300
35.1% 5-Year Growth
Days on Market
45
65.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,300
5.5% YoY Growth
1-Bed Rent
$905
N/A
2-Bed Rent
$1,120
5.0% YoY Growth
3-Bed Rent
$1,600
18.2% YoY Growth

Property Listings — West Carrollton, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in West Carrollton, OH is 45. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 52.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$234,000-2.0%
Listing Count
8450.0%
Listings as % of Homes0.3%50.0%
Days on Market
4565.0%
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Demographics — West Carrollton, OH

As of the latest ACS Survey released in 2023, West Carrollton, OH has a population of 18,600, which has increased by 4.0% over the past 5 years. West Carrollton, OH is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,6004.0%
% Under 18
22.6%4.6%
% Seniors
17.5%4.2%
% WFH
11.8%555.6%
% w/ College Degree
24.0%33.3%
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As of the latest ACS Survey released in 2023, West Carrollton, OH is a predominantly white area, with 71.5% of the population identifying as white. The white population has shrunk by 11.2% in the last 5 years. The second most common race or ethnicity in West Carrollton, OH is black, making up 13.4% of the population. Foreign-born residents account for 7.8% of the population in West Carrollton, OH, and this percentage has increased by 11.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.5%-11.2%
% Black
13.4%19.6%
% Hispanic
5.8%52.6%
% Asian
3.4%100.0%
% Foreign Born
7.8%11.4%
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Mortgage and Risk — West Carrollton, OH

According to HUD data as of 2023, there were 371 mortgage originations in West Carrollton, OH, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in West Carrollton, OH. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
371
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — West Carrollton, OH

West Carrollton, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
488
Total Units Section 8
384
% Rentals under Section 8
10.4%
% Occupied Section 8
90.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$35$905$870
2 Bedroom-$10$1,120$1,110
3 Bedroom-$170$1,600$1,430
4 BedroomN/AN/A$1,580

Affordability — West Carrollton, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.6
Median Home Price$185,000
Median Household Income$60,300

West Carrollton, OH — ZIP Code Boundary Map

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Frequently Asked Questions