Gallipolis, OH45631

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$162,000
1.7% YoY Growth
Median Household Income
$54,800
24.4% 5-Year Growth
Days on Market
40
29.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$750
10.6% YoY Growth
1-Bed Rent
$825
2.3% YoY Growth
2-Bed Rent
$750
N/A
3-Bed Rent
$975
32.8% YoY Growth

Property Listings — Gallipolis, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Gallipolis, OH is 40. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$209,000-7.0%
Listing Count
31-37.0%
Listings as % of Homes0.4%-37.0%
Days on Market
4029.0%
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Demographics — Gallipolis, OH

As of the latest ACS Survey released in 2023, Gallipolis, OH has a population of 12,700, which has decreased by -13.4% over the past 5 years. Gallipolis, OH is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 19.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,700-13.4%
% Under 18
20.0%-2.4%
% Seniors
23.2%13.2%
% WFH
6.8%88.9%
% w/ College Degree
19.4%7.2%
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As of the latest ACS Survey released in 2023, Gallipolis, OH is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Gallipolis, OH is black, making up 2.9% of the population. Foreign-born residents account for 0.9% of the population in Gallipolis, OH, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.2%-1.8%
% Black
2.9%123.1%
% Hispanic
1.1%-8.3%
% Asian
0.6%-45.5%
% Foreign Born
0.9%28.6%
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Mortgage and Risk — Gallipolis, OH

According to HUD data as of 2023, there were 142 mortgage originations in Gallipolis, OH, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Gallipolis, OH. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
142
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Gallipolis, OH

Gallipolis, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
177
Total Units Section 8
173
% Rentals under Section 8
N/A
% Occupied Section 8
87.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$35$825$790
2 Bedroom$140$750$890
3 Bedroom$135$975$1,110
4 BedroomN/AN/A$1,440

Affordability — Gallipolis, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$162,000
Median Household Income$54,800

Gallipolis, OH — ZIP Code Boundary Map

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Frequently Asked Questions