Oak Hill, OH—45656
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oak Hill, OH
As of Oct '25, the median home price in Oak Hill, OH is $117,000, with a year-over-year change of -10.5%. This indicates that home prices in Oak Hill, OH are decreasing. According to Zillow, the 1-year price projection is -2.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $117,000 | -10.5% |
| Single Family | $117,000 | -11.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $88,000 | -8.3% |
2 Bed | $106,000 | -9.4% |
3 Bed | $176,000 | -4.9% |
4 Bed | $204,000 | -1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oak Hill, OH
Oak Hill, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oak Hill, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Oak Hill, OH is 102. This is a increase of 78.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $361,000 | 34.0% |
Listing Count | 12 | -17.0% |
| Listings as % of Homes | 0.4% | -17.0% |
Days on Market | 102 | 78.0% |
Demographics — Oak Hill, OH
As of the latest ACS Survey released in 2023, Oak Hill, OH has a population of 6,810, which has increased by 7.0% over the past 5 years. Oak Hill, OH is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,810 | 7.0% |
% Under 18 | 27.7% | 42.8% |
% Seniors | 16.4% | -13.7% |
% WFH | 8.9% | 304.5% |
% w/ College Degree | 17.2% | 45.8% |
As of the latest ACS Survey released in 2023, Oak Hill, OH is a predominantly white area, with 96.6% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Oak Hill, OH is black, making up 1.2% of the population. Foreign-born residents account for 0.4% of the population in Oak Hill, OH, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | -0.1% |
% Black | 1.2% | 200.0% |
% Hispanic | 0.1% | ∞% |
% Asian | 0.4% | 0.0% |
% Foreign Born | 0.4% | -33.3% |
Mortgage and Risk — Oak Hill, OH
According to HUD data as of 2023, there were 154 mortgage originations in Oak Hill, OH, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Oak Hill, OH. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 154 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Oak Hill, OH
Oak Hill, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 25 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | 61.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Oak Hill, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $117,000 |
| Median Household Income | $57,800 |