Waverly, OH—45690
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waverly, OH
Waverly, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $170,000 | 0.9% |
| Single Family | $170,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | -1.9% |
3 Bed | $190,000 | 3.3% |
4 Bed | $253,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waverly, OH
Waverly, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,550 | $1,720 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waverly, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Waverly, OH is 65. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $276,000 | 7.0% |
Listing Count | 67 | 7.0% |
| Listings as % of Homes | 0.5% | 7.0% |
Days on Market | 65 | 30.0% |
Demographics — Waverly, OH
As of the latest ACS Survey released in 2023, Waverly, OH has a population of 13,300, which has decreased by -14.6% over the past 5 years. Waverly, OH is a moderately popular place for families, as children make up 22.8% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,300 | -14.6% |
% Under 18 | 22.8% | -10.9% |
% Seniors | 21.3% | 31.5% |
% WFH | 5.8% | 286.7% |
% w/ College Degree | 17.1% | -1.2% |
As of the latest ACS Survey released in 2023, Waverly, OH is a predominantly white area, with 97.9% of the population identifying as white. The white population has grown by 2.5% in the last 5 years. The second most common race or ethnicity in Waverly, OH is black, making up 0.1% of the population. Foreign-born residents account for 0.2% of the population in Waverly, OH, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.9% | 2.5% |
% Black | 0.1% | -87.5% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.2% | 100.0% |
Mortgage and Risk — Waverly, OH
According to HUD data as of 2023, there were 145 mortgage originations in Waverly, OH, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Waverly, OH. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 145 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Waverly, OH
Waverly, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 371 |
Total Units Section 8 | 362 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | -$390 | $1,550 | $1,160 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Waverly, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $170,000 |
| Median Household Income | $48,200 |