Elida, OH45807

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$246,000
6.4% YoY Growth
Median Household Income
$74,400
16.0% 5-Year Growth
Days on Market
34
8.0% Shorter than last year
Home Price Forecast
2.5%
Median Rent
$1,700
21.7% YoY Growth
1-Bed Rent
$850
N/A
2-Bed Rent
$1,800
96.7% YoY Growth
3-Bed Rent
$2,300
4.1% YoY Growth

Property Listings — Elida, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Elida, OH is 34. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$302,00010.0%
Listing Count
4235.0%
Listings as % of Homes0.5%35.0%
Days on Market
34-8.0%
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Demographics — Elida, OH

As of the latest ACS Survey released in 2023, Elida, OH has a population of 11,600, which has decreased by -6.3% over the past 5 years. Elida, OH is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,600-6.3%
% Under 18
23.4%12.0%
% Seniors
21.1%3.4%
% WFH
5.0%163.2%
% w/ College Degree
22.2%23.3%
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As of the latest ACS Survey released in 2023, Elida, OH is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Elida, OH is black, making up 4.5% of the population. Foreign-born residents account for 1.9% of the population in Elida, OH, and this percentage has increased by 58.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.7%-2.2%
% Black
4.5%9.8%
% Hispanic
1.6%45.5%
% Asian
0.5%-54.5%
% Foreign Born
1.9%58.3%
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Mortgage and Risk — Elida, OH

According to HUD data as of 2023, there were 236 mortgage originations in Elida, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Elida, OH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
236
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Elida, OH

As of 2024, the percent of homes in Elida, OH under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Elida, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
10
Total Units Section 8
6
% Rentals under Section 8
0.7%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$0$850$850
2 Bedroom-$680$1,800$1,120
3 Bedroom-$940$2,300$1,360
4 Bedroom-$160$1,700$1,540

Affordability — Elida, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$246,000
Median Household Income$74,400

Elida, OH — ZIP Code Boundary Map

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Frequently Asked Questions