Fort Loramie, OH—45845
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Loramie, OH
As of Oct '25, the median home price in Fort Loramie, OH is $322,000, with a year-over-year change of 10.8%. This indicates that home prices in Fort Loramie, OH are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $322,000 | 10.8% |
| Single Family | $326,000 | 11.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $248,000 | 12.2% |
3 Bed | $347,000 | 11.6% |
4 Bed | $411,000 | 12.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Loramie, OH
Fort Loramie, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $699 | $1,140 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $699 | $699 |
| 3 Bed Rent | $1,580 | $1,580 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Loramie, OH
Fort Loramie, OH lacks sufficient listing trend data for analysis.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | -39.0% |
Listing Count | 0 | -67.0% |
| Listings as % of Homes | 0.2% | -67.0% |
Days on Market | 193 | 67.0% |
Demographics — Fort Loramie, OH
As of the latest ACS Survey released in 2023, Fort Loramie, OH has a population of 3,390, which has increased by 17.9% over the past 5 years. Fort Loramie, OH is a popular place for families, as children make up 30.6% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,390 | 17.9% |
% Under 18 | 30.6% | 26.4% |
% Seniors | 17.2% | 1.8% |
% WFH | 9.0% | 114.3% |
% w/ College Degree | 31.3% | 29.3% |
As of the latest ACS Survey released in 2023, Fort Loramie, OH is a predominantly white area, with 98.6% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Fort Loramie, OH is hispanic, making up 0.1% of the population. Foreign-born residents account for 0.0% of the population in Fort Loramie, OH, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.6% | -0.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.1% | -85.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Fort Loramie, OH
According to HUD data as of 2023, there were 50 mortgage originations in Fort Loramie, OH, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Loramie, OH. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Fort Loramie, OH
Fort Loramie, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | $181 | $699 | $880 |
| 3 Bedroom | -$390 | $1,580 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Fort Loramie, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $322,000 |
| Median Household Income | $91,700 |