Fort Loramie, OH 45845 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Fort Loramie, OH—45845

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$325,000

11.2% YoY Growth

Household Income

$91,700

34.2% YoY Growth

Days on Market

64.0% Longer YoY

Home Price Forecast

3.4%

Median Rent

$699

N/A

1-Bed Rent

N/A

2-Bed Rent

$699

N/A

3-Bed Rent

$1,580

N/A

Home Price Trends — Fort Loramie, OH

As of Dec '25, the median home price in Fort Loramie, OH is $325,000, with a year-over-year change of 11.2%. This indicates that home prices in Fort Loramie, OH are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$325,000	11.2%
Single Family	$328,000	11.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Fort Loramie, OH

Fort Loramie, OH lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$699	$1,140
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$699	$699
3 Bed Rent	$1,580	$1,580
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

10.7%

2 Bedrooms

49.5%

3 Bedrooms

27.2%

4 Bedrooms

4.9%

5+ Bedrooms

7.8%

Property Listings — Fort Loramie, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Fort Loramie, OH is 20. This is a increase of 114.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$570,000	0.0%
Listing Count	2	-50.0%
Listings as % of Homes	0.2%	-50.0%
Days on Market	47	64.0%

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Demographics — Fort Loramie, OH

As of the latest ACS Survey released in 2023, Fort Loramie, OH has a population of 3,390, which has increased by 17.9% over the past 5 years. Fort Loramie, OH is a popular place for families, as children make up 30.6% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,390	17.9%
% Under 18	30.6%	26.4%
% Seniors	17.2%	1.8%
% WFH	9.0%	114.3%
% w/ College Degree	31.3%	29.3%

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As of the latest ACS Survey released in 2023, Fort Loramie, OH is a predominantly white area, with 98.6% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Fort Loramie, OH is hispanic, making up 0.1% of the population. Foreign-born residents account for 0.0% of the population in Fort Loramie, OH, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	98.6%	-0.6%
% Black	0.0%	N/A
% Hispanic	0.1%	-85.7%
% Asian	0.0%	N/A
% Foreign Born	0.0%	-100.0%

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Mortgage and Risk — Fort Loramie, OH

According to HUD data as of 2023, there were 50 mortgage originations in Fort Loramie, OH, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Loramie, OH. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	50
% Conventional Loans	90.0%
% Government Loans	10.0%
% Investor Loans	4.0%
% Second Loans	2.0%
% Cash Out Refinance	6.0%

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Rentals and Section 8 — Fort Loramie, OH

Fort Loramie, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$670
2 Bedroom	$181	$699	$880
3 Bedroom	-$390	$1,580	$1,190
4 Bedroom	N/A	N/A	$1,320

Fort Loramie, OH—45845

Key Metrics at a Glance

Home Price Trends — Fort Loramie, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fort Loramie, OH

% of Rental Stock

Property Listings — Fort Loramie, OH

Demographics — Fort Loramie, OH

Race and Ethnicity

Mortgage and Risk — Fort Loramie, OH

Mortgages

Rentals and Section 8 — Fort Loramie, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Fort Loramie, OH

Home Price to Income Ratio

Fort Loramie, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Minster, OH

Russia, OH

Houston, OH

Yorkshire, OH

Osgood

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$325,000
Median Household Income	$91,700

Fort Loramie, OH—45845

Key Metrics at a Glance

Home Price Trends — Fort Loramie, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fort Loramie, OH

% of Rental Stock

Property Listings — Fort Loramie, OH

Demographics — Fort Loramie, OH

Race and Ethnicity

Mortgage and Risk — Fort Loramie, OH

Mortgages

Rentals and Section 8 — Fort Loramie, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Fort Loramie, OH

Home Price to Income Ratio

Fort Loramie, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Minster, OH

Russia, OH

Houston, OH

Yorkshire, OH

Osgood

Frequently Asked Questions

What is the average home price in Fort Loramie, OH 45845?

How have home prices in Fort Loramie, OH 45845 changed over the past year?

What is the home price projection for Fort Loramie, OH 45845?

What are the demographics of Fort Loramie, OH 45845?

How long does it take homes to sell in Fort Loramie, OH 45845?

What is the average rent price in Fort Loramie, OH 45845?