Harrod, OH—45850
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harrod, OH
As of Oct '25, the median home price in Harrod, OH is $229,000, with a year-over-year change of 5.4%. This indicates that home prices in Harrod, OH are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $229,000 | 5.4% |
| Single Family | $229,000 | 6.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $181,000 | 5.8% |
3 Bed | $252,000 | 5.9% |
4 Bed | $272,000 | 5.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harrod, OH
Harrod, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harrod, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Harrod, OH is 47. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $320,000 | -14.0% |
Listing Count | 7 | 20.0% |
| Listings as % of Homes | 0.5% | 20.0% |
Days on Market | 47 | -3.0% |
Demographics — Harrod, OH
As of the latest ACS Survey released in 2023, Harrod, OH has a population of 3,760, which has increased by 10.1% over the past 5 years. Harrod, OH is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 13.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,760 | 10.1% |
% Under 18 | 23.8% | -4.4% |
% Seniors | 15.1% | -3.8% |
% WFH | 6.4% | 392.3% |
% w/ College Degree | 13.9% | 19.8% |
As of the latest ACS Survey released in 2023, Harrod, OH is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Harrod, OH is black, making up 1.1% of the population. Foreign-born residents account for 0.5% of the population in Harrod, OH, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -0.6% |
% Black | 1.1% | 266.7% |
% Hispanic | 0.6% | -83.3% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.5% | ∞% |
Mortgage and Risk — Harrod, OH
According to HUD data as of 2023, there were 54 mortgage originations in Harrod, OH, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Harrod, OH. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Harrod, OH
Harrod, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Harrod, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $229,000 |
| Median Household Income | $82,500 |