North Baltimore, OH—45872
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Baltimore, OH
As of Oct '25, the median home price in North Baltimore, OH is $129,000, with a year-over-year change of -10.0%. This indicates that home prices in North Baltimore, OH are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $129,000 | -10.0% |
| Single Family | $129,000 | -11.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $115,000 | 3.6% |
3 Bed | $162,000 | 3.2% |
4 Bed | $185,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Baltimore, OH
As of July '25, Rentcast reports the average rent in North Baltimore, OH is $673, with a year-over-year rent change of -7.2%. Per bedroom, the median rent as of July '25 in North Baltimore, OH is 1-bedrooms: $500, 2-bedrooms: $691, 3-bedrooms: $829. The most common rental property sizes in North Baltimore, OH are 2-bedroom and 1-bedroom, accounting for 38.5% and 25.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $691 | $673 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $500 | $500 |
| 2 Bed Rent | $691 | $691 |
| 3 Bed Rent | $829 | $829 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Baltimore, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in North Baltimore, OH is 12. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $198,000 | 29.0% |
Listing Count | 9 | -35.0% |
| Listings as % of Homes | 0.2% | -35.0% |
Days on Market | 12 | 4.0% |
Demographics — North Baltimore, OH
As of the latest ACS Survey released in 2023, North Baltimore, OH has a population of 4,570, which has increased by 11.3% over the past 5 years. North Baltimore, OH is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 11.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,570 | 11.3% |
% Under 18 | 24.4% | -2.8% |
% Seniors | 19.5% | 35.4% |
% WFH | 2.4% | -25.0% |
% w/ College Degree | 11.7% | -10.7% |
As of the latest ACS Survey released in 2023, North Baltimore, OH is a predominantly white area, with 93.8% of the population identifying as white. The white population has grown by 5.5% in the last 5 years. The second most common race or ethnicity in North Baltimore, OH is hispanic, making up 4.1% of the population. Foreign-born residents account for 0.3% of the population in North Baltimore, OH, and this percentage has decreased by 94.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | 5.5% |
% Black | 1.6% | 700.0% |
% Hispanic | 4.1% | -57.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.3% | -94.2% |
Mortgage and Risk — North Baltimore, OH
According to HUD data as of 2023, there were 58 mortgage originations in North Baltimore, OH, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in North Baltimore, OH. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 58 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — North Baltimore, OH
North Baltimore, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 99 |
Total Units Section 8 | 99 |
% Rentals under Section 8 | 27.7% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $290 | $500 | $790 |
| 2 Bedroom | $349 | $691 | $1,040 |
| 3 Bedroom | $521 | $829 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — North Baltimore, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $129,000 |
| Median Household Income | $62,400 |