Arcadia, IN—46030
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Arcadia, IN
As of Oct '25, the median home price in Arcadia, IN is $293,000, with a year-over-year change of 5.6%. This indicates that home prices in Arcadia, IN are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $293,000 | 5.6% |
| Single Family | $293,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $211,000 | 6.6% |
3 Bed | $286,000 | 5.5% |
4 Bed | $393,000 | 7.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arcadia, IN
Arcadia, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Arcadia, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Arcadia, IN is 41. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $575,000 | 84.0% |
Listing Count | 11 | 32.0% |
| Listings as % of Homes | 0.5% | 32.0% |
Days on Market | 41 | -28.0% |
Demographics — Arcadia, IN
As of the latest ACS Survey released in 2023, Arcadia, IN has a population of 3,280, which has increased by 16.5% over the past 5 years. Arcadia, IN is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,280 | 16.5% |
% Under 18 | 25.7% | 37.4% |
% Seniors | 14.9% | -30.4% |
% WFH | 21.1% | 81.9% |
% w/ College Degree | 32.5% | 44.4% |
As of the latest ACS Survey released in 2023, Arcadia, IN is a predominantly white area, with 85.7% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Arcadia, IN is hispanic, making up 9.9% of the population. Foreign-born residents account for 6.2% of the population in Arcadia, IN, and this percentage has increased by 933.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.7% | -11.5% |
% Black | 0.6% | 500.0% |
% Hispanic | 9.9% | 330.4% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 6.2% | 933.3% |
Mortgage and Risk — Arcadia, IN
According to HUD data as of 2023, there were 113 mortgage originations in Arcadia, IN, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Arcadia, IN. Investor activity is low, as 0.0% of loans were by investors. 25.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 113 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 25.0% |
Loan Activity
Rentals and Section 8 — Arcadia, IN
Arcadia, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,100 | $1,040 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Arcadia, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $293,000 |
| Median Household Income | $91,900 |