Cicero, IN46034

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$397,000
3.6% YoY Growth
Median Household Income
$90,800
25.3% 5-Year Growth
Days on Market
39
25.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$2,200
12.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,300
8.3% YoY Growth
3-Bed Rent
$1,680
27.0% YoY Growth

Property Listings — Cicero, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Cicero, IN is 39. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$514,000-19.0%
Listing Count
271.0%
Listings as % of Homes0.7%1.0%
Days on Market
3925.0%
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Demographics — Cicero, IN

As of the latest ACS Survey released in 2023, Cicero, IN has a population of 7,260, which has increased by 12.9% over the past 5 years. Cicero, IN is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 41.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,26012.9%
% Under 18
21.1%17.2%
% Seniors
17.6%-7.4%
% WFH
18.6%173.5%
% w/ College Degree
41.6%54.1%
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As of the latest ACS Survey released in 2023, Cicero, IN is a predominantly white area, with 96.4% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Cicero, IN is black, making up 0.9% of the population. Foreign-born residents account for 1.2% of the population in Cicero, IN, and this percentage has decreased by 77.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.4%1.3%
% Black
0.9%∞%
% Hispanic
0.6%-87.0%
% Asian
0.4%100.0%
% Foreign Born
1.2%-77.8%
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Mortgage and Risk — Cicero, IN

According to HUD data as of 2023, there were 230 mortgage originations in Cicero, IN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Cicero, IN. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
230
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
0.0%
% Second Loans
4.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Cicero, IN

Cicero, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
9
Total Units Section 8
9
% Rentals under Section 8
2.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,130
2 Bedroom$20$1,300$1,320
3 Bedroom$40$1,680$1,720
4 Bedroom-$310$2,400$2,090

Affordability — Cicero, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$397,000
Median Household Income$90,800

Cicero, IN — ZIP Code Boundary Map

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Frequently Asked Questions