Fishers, IN46038

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$372,000
1.7% YoY Growth
Median Household Income
$105,000
16.4% 5-Year Growth
Days on Market
47
8.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,200
0.5% YoY Growth
1-Bed Rent
$1,300
7.0% YoY Growth
2-Bed Rent
$1,750
10.4% YoY Growth
3-Bed Rent
$2,200
4.7% YoY Growth

Other Zip Codes in Fishers, IN

Property Listings — Fishers, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Fishers, IN is 47. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$364,0008.0%
Listing Count
11918.0%
Listings as % of Homes0.4%18.0%
Days on Market
478.0%
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Demographics — Fishers, IN

As of the latest ACS Survey released in 2023, Fishers, IN has a population of 43,200, which has increased by 1.7% over the past 5 years. Fishers, IN is a moderately popular place for families, as children make up 24.6% of the population. The area has a highly educated workforce, with 60.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,2001.7%
% Under 18
24.6%-10.9%
% Seniors
10.9%29.8%
% WFH
21.6%208.6%
% w/ College Degree
60.2%1.3%
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As of the latest ACS Survey released in 2023, Fishers, IN is a predominantly white area, with 79.3% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Fishers, IN is asian, making up 6.1% of the population. Foreign-born residents account for 10.3% of the population in Fishers, IN, and this percentage has increased by 7.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.3%-2.8%
% Black
5.7%0.0%
% Hispanic
4.5%45.2%
% Asian
6.1%-19.7%
% Foreign Born
10.3%7.3%
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Mortgage and Risk — Fishers, IN

According to HUD data as of 2023, there were 950 mortgage originations in Fishers, IN, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Fishers, IN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
950
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Fishers, IN

As of 2024, the percent of homes in Fishers, IN under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Fishers, IN, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
32
Total Units Section 8
32
% Rentals under Section 8
0.3%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$150$1,300$1,450
2 Bedroom-$50$1,750$1,700
3 Bedroom$10$2,200$2,210
4 Bedroom$250$2,440$2,690

Affordability — Fishers, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$372,000
Median Household Income$105,000

Fishers, IN — ZIP Code Boundary Map

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Frequently Asked Questions