Noblesville, IN46062

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$431,000
2.1% YoY Growth
Median Household Income
$117,000
37.4% 5-Year Growth
Days on Market
49
11.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$2,160
1.3% YoY Growth
1-Bed Rent
$1,350
20.0% YoY Growth
2-Bed Rent
$1,820
12.6% YoY Growth
3-Bed Rent
$2,060
3.4% YoY Growth

Other Zip Codes in Noblesville, IN

Property Listings — Noblesville, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Noblesville, IN is 49. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$450,0003.0%
Listing Count
21129.0%
Listings as % of Homes0.6%29.0%
Days on Market
4911.0%
Loading chart...

Demographics — Noblesville, IN

As of the latest ACS Survey released in 2023, Noblesville, IN has a population of 39,300, which has increased by 11.9% over the past 5 years. Noblesville, IN is a popular place for families, as children make up 25.3% of the population. The area has a highly educated workforce, with 56.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,30011.9%
% Under 18
25.3%-7.3%
% Seniors
14.5%8.2%
% WFH
16.0%102.5%
% w/ College Degree
56.9%21.6%
Loading chart...

As of the latest ACS Survey released in 2023, Noblesville, IN is a predominantly white area, with 85.1% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Noblesville, IN is black, making up 4.9% of the population. Foreign-born residents account for 5.8% of the population in Noblesville, IN, and this percentage has increased by 52.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.1%-5.9%
% Black
4.9%96.0%
% Hispanic
3.6%-12.2%
% Asian
3.3%135.7%
% Foreign Born
5.8%52.6%
Loading chart...

Mortgage and Risk — Noblesville, IN

According to HUD data as of 2023, there were 1543 mortgage originations in Noblesville, IN, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Noblesville, IN. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,543
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Noblesville, IN

As of 2024, the percent of homes in Noblesville, IN under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Noblesville, IN, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
81
Total Units Section 8
81
% Rentals under Section 8
2.4%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$130$1,350$1,220
2 Bedroom-$390$1,820$1,430
3 Bedroom-$200$2,060$1,860
4 Bedroom-$110$2,370$2,260

Affordability — Noblesville, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$431,000
Median Household Income$117,000

Noblesville, IN — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions